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Business processing method and device

A business processing and business terminal technology, applied in the field of data processing, can solve problems such as time-consuming and cumbersome document financing process

Pending Publication Date: 2021-05-18
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0005] The embodiment of the present application provides a business processing method and device to solve the problem of cumbersome and time-consuming document financing under the letter of credit in the prior art

Method used

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  • Business processing method and device
  • Business processing method and device
  • Business processing method and device

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Embodiment Construction

[0021] The principle and spirit of the present application will be described below with reference to several exemplary embodiments. It should be understood that these embodiments are given only to enable those skilled in the art to better understand and implement the present application, rather than to limit the scope of the present application in any way. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of this disclosure to those skilled in the art.

[0022] Those skilled in the art know that the embodiments of the present application may be realized as a system, device, method or computer program product. Therefore, the disclosure of the present application can be specifically implemented in the form of complete hardware, complete software (including firmware, resident software, microcode, etc.), or a combination of hardware and software.

[0023] In a scenario example in this specification, the s...

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PUM

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Abstract

The invention provides a business processing method and device, and the method comprises the steps of receiving a business request of a business terminal, and the business request comprises resource exchange voucher information; determining whether the resource exchange voucher information meets a preset condition; when it is determined that the resource exchange voucher information meets a preset condition, generating resource transfer protocol data, and sending the resource transfer protocol data to the business terminal; receiving a resource transfer amount sent by the service terminal based on the resource transfer protocol data; and transferring resources corresponding to the resource transfer amount to a user account in the resource transfer protocol data. According to the scheme, the resource can be automatically transferred to the user account under the resource exchange voucher, the business processing efficiency can be improved, and the labor cost is saved.

Description

technical field [0001] The present application relates to the technical field of data processing, in particular to a business processing method and device. Background technique [0002] Under the export letter of credit settlement method, based on the complete set of documents under the letter of credit submitted by the exporter, the bank can first pay the receivables to the customer, and then claim the exchange from the issuing bank based on the documents. The financing products include export negotiation and payment. Export Bills. According to the international letter of credit practice, as long as the documents that meet the requirements of the letter of credit are submitted, the issuing bank will undertake the irrevocable payment negotiation. Therefore, the credit risk of export negotiation and export bill is relatively small. [0003] The general process of document financing under the existing enterprise letter of credit is as follows: the enterprise (the beneficiary ...

Claims

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Application Information

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IPC IPC(8): G06Q40/00G06Q40/02G06Q40/06G06Q20/40
CPCG06Q40/128G06Q40/06G06Q20/4016G06Q40/03
Inventor 刘健
Owner CHINA CONSTRUCTION BANK
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