Enterprise evaluation data processing method and device

A technology for evaluating data and evaluating and processing, applied in the field of data processing, it can solve problems such as affecting credit rating, saturation of personnel workload, and high pressure on the main business of financial institutions, so as to reduce enterprise risks and enhance enterprise value.

Pending Publication Date: 2021-05-07
山东数字能源交易有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

However, in actual application scenarios, due to various reasons, such as the pressure on the main business of financial institutions, the oversaturation of their personnel workload, and the concern that financial institutions over-understand their own business information and affect their own credit ratings in financial institutions, etc., This assessment service has not been well implemented

Method used

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  • Enterprise evaluation data processing method and device
  • Enterprise evaluation data processing method and device
  • Enterprise evaluation data processing method and device

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Embodiment Construction

[0036] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings. Obviously, the described embodiments are only some embodiments of the present invention, rather than all embodiments . Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0037] Embodiment 1 of the present invention provides a method for processing enterprise evaluation data, such as figure 1 As shown in the schematic diagram of a method for processing enterprise evaluation data provided by Embodiment 1 of the present invention, this method mainly includes the following steps:

[0038] Step 1, obtaining enterprise economic data; wherein, enterprise economic data includes credit rating data, profit statement...

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Abstract

The embodiment of the invention relates to an enterprise evaluation data processing method and device, and the method comprises the steps: obtaining enterprise economic data which comprises credit rating data, profit table data, asset and debt table data, credit extension service table data and guarantee service table data; according to the credit rating data, inquiring a first corresponding relation table reflecting the corresponding relation between the credit rating and the conversion coefficient, and generating a first coefficient; according to the first coefficient, the profit sheet data and the asset balance sheet data, performing enterprise operation evaluation processing to generate first evaluation data; performing enterprise risk assessment processing according to the credit service table data and the guarantee service table data to generate second assessment data; and according to the first evaluation data and the second evaluation data, performing enterprise overall evaluation processing to generate enterprise evaluation data. The method and the device provided by the invention can assist an enterprise in carrying out operation data analysis and self-evaluation, can help to improve the enterprise value and reduce the enterprise risk.

Description

technical field [0001] The invention relates to the technical field of data processing, in particular to a method and device for processing enterprise evaluation data. Background technique [0002] Business status assessment and business risk assessment are important means commonly used by financial institutions to analyze the business situation of enterprises. Because financial institutions deal with various deposits, loans and loans, they already have a complete set of knowledge system and execution process , if real-time evaluation can be carried out for the enterprise on a regular basis, the value of the enterprise can be greatly enhanced and the risk of the enterprise can be reduced. However, in actual application scenarios, due to various reasons, such as the pressure on the main business of financial institutions, the oversaturation of their personnel workload, and the concern that financial institutions over-understand their own business information and affect their ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06F17/11
CPCG06F17/11G06Q40/03
Inventor 戴震
Owner 山东数字能源交易有限公司
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