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Payment channel management platform, determination method and apparatus, and computer device

A payment channel and management platform technology, applied in the field of payment information processing, can solve problems such as inability to configure clients, lack of personalization, and inability to configure payment methods

Pending Publication Date: 2021-01-15
广州助蜂网络科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] There are some problems in the existing technology, which is not personalized enough. It cannot be configured to use different payment channels for the client and product types, and cannot be configured for different payment methods corresponding to each purchase business.

Method used

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  • Payment channel management platform, determination method and apparatus, and computer device
  • Payment channel management platform, determination method and apparatus, and computer device
  • Payment channel management platform, determination method and apparatus, and computer device

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Embodiment Construction

[0038] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0039] The embodiment of the present invention provides a payment channel management platform, such as figure 1 As shown, the management platform 10 of this type of payment channel includes a management system 102 , a database 106 , a payment system 108 and a commodity service system 104 .

[0040] The management system 102 is used to configure payment methods of commodities of various clients and payment channels of each payment method; the database 106 is used to...

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PUM

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Abstract

The invention relates to a payment channel management platform and a determination method. The management platform comprises a management system, a database, a payment system and a commodity service system. The management system is configured with payment modes of commodities of various clients and payment channels of the payment modes; the database receives payment modes of commodities of multiple clients and payment channels of the payment modes; the commodity service system reads a plurality of payment modes of the target commodity corresponding to any client and payment channels of the payment modes from the database and feeds back the plurality of payment modes and the payment channels of the payment modes to the client; and any client generates a payment request according to a targetpayment mode selected by the user from the plurality of payment modes and the payment channel of the target payment mode, and sends the payment request to the payment system, and the payment system feeds back a payment link of the payment request to any client when receiving the payment request. The management platform can improve payment modes of various buying businesses.

Description

technical field [0001] The present invention relates to the technical field of payment information processing, in particular to a payment channel management platform, determination method, device, computer equipment and storage medium. Background technique [0002] At present, there are many third-party payment platforms on the market, such as Alipay, WeChat, banks, and other payment agency platforms. Each third-party payment platform has its own characteristics. Such as fee rate, settlement time, channel stability, etc. Each third-party payment platform also provides different payment methods, such as WeChat H5, code scanning, APP payment, and for each payment method, the same company may have multiple accounts. Specific to the company's business, different clients such as H5, APP, and official accounts need to use different payment methods, and different businesses need to use different payment accounts, and some businesses can use credit cards and Huabei, while others ca...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/08G06F16/25
CPCG06Q20/0855G06F16/252
Inventor 龚永胜颜鹏程缪敏杰曾健豪郭洁柔
Owner 广州助蜂网络科技有限公司
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