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Bank account generation method and device

A bank account number and account number technology, which is applied in the computer field, can solve the problems of reducing transaction execution efficiency and increasing the burden on the processing system, and achieve the effect of improving transaction execution efficiency and avoiding the processing system burden

Pending Publication Date: 2020-11-27
BANK OF CHINA
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

If the bank relies on this storage method, the bank account numbers selected by customers will appear in a concentrated manner, and when the bank processes the bank account numbers that appear in a centralized manner, it will easily increase the burden on the processing system and reduce the efficiency of transaction execution

Method used

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  • Bank account generation method and device
  • Bank account generation method and device

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Embodiment Construction

[0029] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some of the embodiments of the present invention, not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0030] In an embodiment of the present invention, a method for generating a bank account number is provided, such as figure 1 As shown, the method includes:

[0031] Step 101: receiving a pre-selection account request submitted by a customer;

[0032] Step 102: When the pre-selected account request is a customized account request, generate customer-customized data according to the pre-selected account request; the customer-customized data includ...

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Abstract

The invention provides a bank account generation method and device. The method comprises: receiving a pre-selected account request submitted by a client; when the pre-selected account request is a customized account request, generating customer customized data according to the pre-selected account request, wherein the customized data comprises customized numbers and positions of the numbers in a bank account; generating a basic account according to the customer customization data and pre-generated random account data located at different account segments, wherein the random account number datais used for supplementing numbers which are not customized by a client in a bank account number; and adding a check bit to the basic account, and generating a bank account for the client. According to the method, the bank account is generated in a customized mode according to customer requirements, the bank account is generated by combining the random account data of different account segments with the customer customized data, and scattered generation of the bank account in different account segments is achieved. Compared with the prior art, the method is advantageous in that the situation that the burden of a processing system is increased due to account concentration is avoided, and the transaction execution efficiency is improved.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a method and device for generating a bank account number. Background technique [0002] There are mainly several existing bank account selection mechanisms. One is the large-scale public number issuance mechanism. When a customer applies for an account number, a batch of account numbers is randomly generated for the customer to choose. The other is to generate a random account number based on bank number + provincial bank number + institution number + special verification fields, etc.; these two number issuing mechanisms cannot reflect the characteristics of the account, and cannot provide a variety of accounts for customers to choose from, and cannot be freely defined by customers , cannot meet the requirements of current customers for special accounts, such as auspicious numbers, commemorative numbers and other accounts. [0003] In addition, there is also a special account ...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06Q30/06
CPCG06Q40/02G06Q30/0621
Inventor 张艳卢盛伟孙龙堂
Owner BANK OF CHINA
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