Account type identification method, server, electronic equipment and system

Abstract

The invention discloses an account type identification method, a server, electronic equipment and a system, and belongs to the technical field of intelligent identification. The method comprises the following steps: receiving a resource transfer request sent by electronic equipment through a transceiver, wherein the resource transfer request carries an account identifier of a target account; obtaining account information features and resource transfer features of the target account from a memory through a processor based on the account identifier of the target account; matching the account information features and the resource transfer features of the target account with a target pair public account feature library through the processor to obtain a matching result; and determining the account type of the target account through the processor according to the matching result, and processing the resource transfer request according to the account type of the target account. Since the account type of the target account is determined based on the account information characteristics and the resource transfer characteristics of the target account, the determination of the account type of the target account is more accurate, and the success rate of resource transfer can also be improved to a certain extent.

Description

technical field [0001] The embodiments of the present application relate to the technical field of intelligent identification, and in particular to an account type identification method, server, electronic device, and system. Background technique [0002] With the continuous intensification of competition, banks are paying more and more attention to the development trend of banking business and users' demand for capital flow. Therefore, there is an urgent need for an account type identification method to provide targeted services for accounts of different account types. [0003] In related technologies, when a target account initiates a resource transfer, it will send a resource transfer request to the server, and the resource transfer request will carry account information of the receiving account. Based on the bank card inquiry system, the server judges whether the account type of the collection account is a private collection account according to the account information ...

AI Technical Summary

Problems solved by technology

[0004] However, since the bank card query system does not contain all the account information of the private collection account, it will lead to inaccurate judgment of the account type of the collection account, and may also cause resource transfer failure, thereby reducing the cost of resource transfer. Success rate

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