Digital currency using method and device based on area and interest rate and electronic equipment

Abstract

The invention provides a digital currency using method and device based on regions and interest rates and electronic equipment. The method is applied to the digital currency technology field. The method sets a use area rule and an interest rate rule of digital currency according to a first payment instruction of the digital currency of a payer; therefore, the use area of the digital currency and the usable interest rate condition can be controlled; the supervision on the digital currency is realized; digital currency is prevented from flowing into a non-target area for use; the use in a specific region when the interest rate condition is not met is avoided. In an embodiment, it is set that the digital currency can only be used in the area corresponding to the country A on the premise thatthe interest rate condition is met, the digital currency cannot be used in the area corresponding to the country B, and the digital currency cannot be used even in the area corresponding to the country A under the condition that the interest rate condition is not met, so that refined management and control of the digital currency can be realized.

Description

technical field [0001] The present application relates to the technical field of digital currency, specifically, the present application relates to a method, device and electronic equipment for using digital currency based on regions and interest rates. Background technique [0002] Digital currency is issued by the central bank or authorized by the central bank. It is a legal currency in the form of an encrypted number string representing a specific amount, including the amount of digital currency, the identity of the issuer and the identity of the owner. The digital currency is stored in the digital wallet of the central bank . [0003] At present, it is difficult to control the central bank's digital currency and electronic currency, especially after the currency is digitized, once there is a concentrated influx or concentrated outflow of currency, it is easy to aggravate the procyclical behavior of the country's economy, which is not conducive to the government's counter...

AI Technical Summary

Problems solved by technology

[0003] At present, it is difficult to control the central bank's digital currency and electronic currency, especially after the currency is digitized, once there is a concentrated influx or concentrated outflow of currency, it is easy to aggravate the procyclical behavior of the country's economy, which is not conducive to the government's countercyclical regulation

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