Insurance data processing method, device and equipment and storage medium

Abstract

The invention provides insurance data processing method, device and equipment and a storage medium, and relates to the technical field of computers. The method comprises the steps of: enabling a claimsettlement system to receive a claim settlement application of an insurance policy; when the claim settlement system determines that the insurance policy contains the common insurance type, calling acalculation factor query interface to obtain a calculation factor of the insurance policy, the calculation factor comprising an insurance amount shared by the insurance policies of the group where the insurance policy is located and an insurance amount shared by multiple insurance types of the insurance policy; enabling the claim settlement system to obtain the past claim settlement amount of allthe insurance policies in the group insurance policies where the insurance policies are located and the past claim settlement amount of all the insurance types of the insurance policies from the multiple service systems by calling a past claim settlement query interface; and enabling the claim settlement system to determine the claim settlement amount of the claim settlement application of the insurance policy according to the past claim settlement amounts of all insurance policies in the group insurance policy where the insurance policy is located and the past claim settlement amounts of allinsurance types of the insurance policies. The method can solve the problems that a claim settlement system is low in efficiency of processing insurance policies containing common insurance types andis liable to make mistakes.

Description

technical field [0001] The present disclosure relates to the field of computer technology, and in particular to an insurance data processing method, device, equipment and storage medium. Background technique [0002] In group insurance, multiple policies in the group policy share the same sum insured, and each policy has its own sum insured. When making a claim, it is necessary to consider that each policy cannot exceed the sum insured, and the total amount of each policy cannot exceed the group The sum insured of the policy. In the existing claims system, processing such policies is inefficient and error-prone. [0003] It should be noted that the information disclosed in the above background section is only for enhancing the understanding of the background of the present disclosure, and therefore may include information that does not constitute the prior art known to those of ordinary skill in the art. Contents of the invention [0004] The purpose of the present discl...

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Problems solved by technology

[0004] The purpose of the present disclosure is to provide an insurance data processing method, device, equipment, and storage medium, which can solve the problem of low efficiency and error-prone processing of insurance policies containing co-insurance types in the claim settlement system

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