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Patent technology pledge financing method and system based on block chain, and storage medium

A block chain and patented technology, applied in transmission systems, digital transmission systems, finance, etc., can solve problems such as false information, lack of credibility and supervision, and difficulties in evaluating patented technology assets, and achieve high credibility Effect

Inactive Publication Date: 2020-02-28
HUNAN UNIV
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The present invention provides a blockchain-based patent technology pledge financing method, system, and storage medium to solve the existing patent pledge financing methods that exist in the existing patent technology asset evaluation difficulties, lack of credibility and supervision, false information, Technical issues with weak risk control

Method used

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  • Patent technology pledge financing method and system based on block chain, and storage medium
  • Patent technology pledge financing method and system based on block chain, and storage medium
  • Patent technology pledge financing method and system based on block chain, and storage medium

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Embodiment Construction

[0075] The embodiments of the present invention will be described in detail below with reference to the accompanying drawings, but the present invention can be implemented in various ways defined and covered below.

[0076] like figure 1 As shown, the preferred embodiment of the present invention provides a blockchain-based patented technology pledge financing method, which uses the built-in algorithm of the oracle to determine the life cycle of the patented technology, and then evaluates the life cycle value of the patented technology Evaluation, the evaluation results are highly credible, and the existing system storage and transmission structure is abandoned, and a more credible operating mode is established through the blockchain. All information is disclosed on the blockchain network to prevent information from appearing The problem of inaccurate valuation of patented technology caused by asymmetry, incompleteness and falsehood can effectively control the risk of lending,...

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Abstract

The invention discloses a patent technology pledge financing method and system based on block chain, and a computer readable storage medium. The patent technology pledge financing method and system use a built-in algorithm of an oracle machine for judging the life cycle of the patent technology, accurately evaluate the patent technology life cycle value further, evaluation result reliability is high, an existing system storage and conveying structure is abandoned; a more credible operation mode is established through the block chain; all the information is circulated on the block chain network; the problem of inaccurate patent technical value evaluation caused by asymmetry, incompleteness and falseness of information is prevented; according to the method, the lending risk can be effectively controlled, due to the fact that the accuracy of the evaluation result is high, participation of a third-party guarantee institution is abandoned, the process is simplified, manual participation isnot needed in the whole process, and the problems that the patent pledge loan application process is slow and the cost is too high are solved.

Description

technical field [0001] The present invention relates to the technical field of patent pledge financing, in particular, to a blockchain-based patent technology pledge financing method, system, and storage medium. Background technique [0002] Patented technology refers to material production processes or skills and scientific experimental methods and skills that comply with the provisions of the Patent Law, have been confirmed by legal procedures, and are protected by the Patent Law, that is, technical objects such as inventions and creations covered by patent rights. Patented technology is a concept of assets and belongs to intangible assets. The life cycle of patent technology is divided into introduction period, growth period, maturity period and decline period. In the introduction period, the number of patents is small, the risk of research and development is high, and the number of enterprises applying for patents is small. In the growth stage, basic technical problems...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q40/04G06Q50/18H04L9/32H04L29/08
CPCG06Q40/04G06Q50/184H04L9/3247H04L67/104H04L9/50G06Q40/03
Inventor 马超群杨芳芳周中定李信儒兰秋军
Owner HUNAN UNIV
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