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Insurance service data processing method and device based on block chain and storage medium

A technology of business data and block chain, applied in the field of block chain, can solve the problem of low verification accuracy and achieve the effect of ensuring authenticity and reliability, improving processing efficiency, and avoiding multiple transfers and human-computer interaction

Pending Publication Date: 2019-12-20
TENCENT TECH (SHENZHEN) CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] Based on this, it is necessary to provide a blockchain-based insurance business data processing method, device, computer-readable storage medium and computer equipment for improving the accuracy of underwriting for the technical problem of low underwriting accuracy

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  • Insurance service data processing method and device based on block chain and storage medium
  • Insurance service data processing method and device based on block chain and storage medium
  • Insurance service data processing method and device based on block chain and storage medium

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Embodiment Construction

[0034] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0035] figure 1 It is an application environment diagram of a blockchain-based insurance business data processing method in an embodiment. refer to figure 1 , the blockchain-based insurance business data processing method is applied to the insurance business data sharing system, the insurance business data sharing system includes a terminal 110, an insurance business blockchain network 120 including a plurality of nodes 122, and a health data blockchain network 130 . Node 122 refers to each client in the insurance business blockchain network 120. Nodes and nodes in the ...

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Abstract

The invention relates to an insurance service data processing method and device based on a block chain, a computer readable storage medium and a computer device. The method comprises the following steps: receiving an underwriting request sent by the terminal, extracting user identity information carried in the underwriting request and an insurance type requesting underwriting; and obtaining user health data corresponding to the user identity information from a preset health data block chain network, searching a target intelligent contract corresponding to the insurance type, executing underwriting logic declared in the target intelligent contract, performing underwriting verification on the user health data, and feeding back an underwriting verification result to the terminal. According tothe scheme provided by the invention, multiple times of circulation and man-machine interaction of the data in the underwriting process can be avoided, the resource consumption is reduced, the processing efficiency is improved, the authenticity and reliability of a data source and the safety of a data verification process can be ensured, and the underwriting accuracy is further improved.

Description

technical field [0001] The present application relates to the technical field of blockchain, in particular to a blockchain-based insurance business data processing method, device, computer-readable storage medium and computer equipment. Background technique [0002] With the widespread promotion of insurance business, when users purchase insurance, insurance companies need to carry out underwriting based on the data provided by users. The process of evaluating and classifying insurable risks, and then deciding whether to cover them and under what conditions. [0003] Traditional insurance business underwriting processing is generally based on the insurance application materials uploaded by users, which are sent to the corresponding terminals of special processing personnel for review by the processing personnel. The underwriting process involves multiple human-computer interaction processes, which not only consume more computer resources, but also tend to cause data misjudg...

Claims

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Application Information

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IPC IPC(8): G06Q40/08G06Q10/06G06F16/13
CPCG06Q40/08G06Q10/0635G06F16/137
Inventor 蔡弋戈秦青杨晨王乐庆李琴
Owner TENCENT TECH (SHENZHEN) CO LTD
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