Account receivable financing management system and method based on block chain in supply chain industry

Abstract

The invention discloses an account receivable financing management system and method based on a block chain in the supply chain industry. A protocol layer, a data layer, a function layer and a servicelayer which are fully covered by an account receivable financing service system based on a block chain are designed. The protocol layer based on the block chain adopts a Byzantium fault-tolerant nodeconsensus mechanism, the data distributed storage characteristics, the information transparency characteristics, the distributed operation and maintenance characteristics and the like, is more convenient for the big data structured analysis and processing, realizes a relatively accurate enterprise portrait, realizes the real-time data synchronization and data security, and is convenient for the unified business decision optimization arrangement and risk control, at the same time, provides the convenience for the penetration type supervision. By the characteristics of data authenticity storage, tamper resistance, P2P protocol, smart contract, asymmetric encryption and the like of the system disclosed by the invention, the guarantee can be provided for the authenticity of the trade backgrounds of buyers and sellers, the authenticity and realizability of accounts receivable, the rationality and validity of the circulation of the accounts receivable, and the account ages, account periods,even account quality and the like of the accounts receivable.

Description

technical field [0001] The invention belongs to the technical field of block chain application, and in particular relates to a system and method for financing accounts receivable based on block chain in the supply chain industry. Background technique [0002] With the rapid advent of the supply chain finance 4.0 era of "four flows in one" of business flow, capital flow, information flow and logistics, accounts receivable financing plays an increasingly important role in the large-scale steel warehousing supply chain. Accounts receivable financing occupies a special and important position in the traditional logistics finance field. In essence, the upstream enterprise of a core enterprise signs an account receivable pledge financing contract with a financial institution, and the enterprise's account receivable bill from the core enterprise is used as a pledge. It is a way to apply for short-term and medium-term financing credit from financial institutions such as banks. Banks...

AI Technical Summary

Problems solved by technology

[0004] The purpose of the present invention is to solve the problem of the financing management of accounts receivable in the current warehousing supply chain. Because the existing management system is difficult to completely cover all business links, it cannot guarantee the authenticity of the trade background of buyers and sellers, the authenticity of accounts receivable accounts and Realizability, whether the circulation of accounts receivable itself is reasonable and legal, the aging and period of accounts receivable, and even the quality of accounts, etc., a blockchain-based accounts receivable in the warehousing supply chain industry is proposed Financing Management System

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