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Insurance system and method based on block chain

A blockchain and medical system technology, applied in the field of blockchain-based insurance systems, can solve problems such as the unaffordable value of the remaining medical amount and the insurance mechanism being deceived, so as to solve information islands, improve business risks, and avoid artificial effect of operation

Inactive Publication Date: 2019-07-30
盈美信科技投资有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] Aiming at the deficiencies of the existing technology, the present invention provides a blockchain-based insurance system and method, which solves the risk of fraudulent insurance in the existing insurance mechanism and certain groups of people cannot afford the remaining medical amount in the event of a major accident numerical problem

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  • Insurance system and method based on block chain
  • Insurance system and method based on block chain
  • Insurance system and method based on block chain

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Embodiment Construction

[0030] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0031] In describing the present invention, it is to be understood that the terms "opening", "upper", "lower", "thickness", "top", "middle", "length", "inner", "surrounding" etc. Indicating orientation or positional relationship is only for the convenience of describing the present invention and simplifying the description, and does not indicate or imply that the components or elements referred to must have a specific orientation, be constructed and operated in...

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Abstract

The invention discloses an insurance system and method based on a block chain, and relates to the technical field of block chain correlation. According to the insurance system and method based on theblock chain, the decentralization effect is achieved through setting of the block chain, the decentralization means that a plurality of nodes are distributed in a block chain network, and the nodes can be freely connected to exchange data, assets, information and the like; a medical system and an insurance system are connected through a block chain system, the insurance fraud behavior of the useris avoided; the crowd funding system and the block chain system are combined; at the moment, if the block chain serves as a trusted third party, through cooperation with an insurance company, mutual assistance is realized, a mutual-assistance crowd funding amount is divided into an insurance mechanism, a point of trust score is added to the donator, when an accident occurs to the next donator, thedonator is preferentially co-funded, the trust degree of the user is greatly improved, money is easier to fund, social mutual assistance is improved, and construction of a harmonious and beautiful society is promoted.

Description

technical field [0001] The present invention relates to the technical field related to the block chain, specifically a block chain-based insurance system and method. Background technique [0002] Blockchain is a new application model of computer technologies such as distributed data storage, point-to-point transmission, consensus mechanism, and encryption algorithm. Blockchain is an important concept of Bitcoin. It is essentially a disintermediation database. At the same time, as the underlying technology of Bitcoin, it is a series of data blocks associated with cryptographic methods. Each data block contains The information of a Bitcoin network transaction is used to verify the validity of the information (anti-counterfeiting) and generate the next block. In a narrow sense, the blockchain is a chained data structure that combines data blocks in a sequential manner in chronological order, and is cryptographically guaranteed to be tamper-proof and unforgeable distributed led...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06F16/27
CPCG06F16/27G06Q40/08
Inventor 李恒陆宁高一丹包明月
Owner 盈美信科技投资有限公司
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