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Credit asset distribution processing system and method based on big data decision strategy

A credit asset and decision-making strategy technology, applied in the financial field, can solve problems such as inability to match assets-funds, affect matching success efficiency, asset-funds matching degree, and capital return rate, so as to improve the flexibility of distribution processing and improve The effect of matching success efficiency

Inactive Publication Date: 2019-07-26
广东粤财金科科技有限责任公司
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AI Technical Summary

Problems solved by technology

[0002] On common asset and fund matching platforms, the most common distribution strategy is a static and fixed distribution rule. For any asset party and fund party, if there is business matching, there must be a point-to-point matching channel. For assets, multiple point-to-point matching channels are required, and there are only simple asset distribution processing methods such as channel incoming switch control and queuing matching. Therefore, it is necessary to design a credit asset distribution processing system and method based on a big data decision-making strategy

Method used

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  • Credit asset distribution processing system and method based on big data decision strategy
  • Credit asset distribution processing system and method based on big data decision strategy

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Embodiment Construction

[0025] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0026] see Figure 1-2 , the present invention provides a technical solution: a credit asset distribution processing system based on a big data decision-making strategy, including an asset pool, an online distribution decision-making service module, an offline model training platform, and an intelligent asset distribution data mart module;

[0027] The asset data information pushed by the asset cooperation organization in the asset pool is used to store the as...

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Abstract

The invention discloses a credit asset distribution processing system and method based on a big data decision strategy. The system comprises an asset pool, an online distribution decision service module, an offline model training platform and an intelligent asset distribution data market module. Based on a traditional credit asset static distribution processing rule, a combined asset distributionstrategy of a priority weight rule and a big data model distribution processing rule is introduced, static rules and requirements of risk control, payment channels and the like of credit asset distribution are considered,and historical credit asset distribution characteristics are analyzed through big data, a credit asset prediction model is trained, future credit asset amount is deduced and predicted, each credit asset type is formed, and an intelligent distribution model strategy is formed by combining static rules with future asset prediction, so that distribution processing flexibility ofasset-fund matchmaking transaction links is improved, and asset matchmaking success efficiency, asset-fund matching degree and fund return rate are improved.

Description

technical field [0001] The invention relates to the technical field of the financial field, in particular to a system and method for credit asset distribution and processing based on big data decision-making strategies. Background technique [0002] On common asset and fund matching platforms, the most common distribution strategy is a static and fixed distribution rule. For any asset party and fund party, if there is business matching, there must be a point-to-point matching channel. For assets, multiple point-to-point matching channels are required, and there are only simple asset distribution processing methods such as channel incoming switch control and queuing matching. Therefore, it is necessary to design a credit asset distribution processing system and method based on a big data decision-making strategy. Contents of the invention [0003] The object of the present invention is to provide a credit asset distribution processing system and method based on a big data ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 李晓峰江魁栋王威彭宙硕杨时杰鲁艺翔王紫钰
Owner 广东粤财金科科技有限责任公司
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