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Real-time account checking method and device based on block chain and electronic device

A technology of blockchain and benchmark data, applied in the field of blockchain, it can solve the problems that the reconciliation method is not real-time and low in efficiency.

Pending Publication Date: 2019-04-23
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In order to solve the problem that the account reconciliation method in the related technology does not have real-time performance and low efficiency, the present invention provides a blockchain-based real-time account reconciliation method and device, and electronic equipment

Method used

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  • Real-time account checking method and device based on block chain and electronic device
  • Real-time account checking method and device based on block chain and electronic device
  • Real-time account checking method and device based on block chain and electronic device

Examples

Experimental program
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Effect test

Embodiment 1

[0056] The embodiment of the present invention is applicable to the scene of real-time account reconciliation during the fund transaction process. When an abnormality is found in a certain transaction, the reconciliation and account adjustment work of the transaction will be executed immediately, without waiting for the designated time for centralized account reconciliation, so that Handling the abnormal situation as soon as the abnormal situation occurs can reserve more processing time, reduce the risk of liquidation delay in each system, and can perform real-time reconciliation and account adjustment to improve the efficiency of reconciliation.

[0057] figure 1 It is a schematic structural diagram of a blockchain-based real-time reconciliation system disclosed in the embodiment of the present invention. The apparatus 100 may be the above-mentioned electronic equipment. Such as figure 1 As shown, apparatus 100 may include one or more of the following components: processing...

Embodiment 2

[0067] see figure 2 , figure 2 It is a schematic flowchart of a blockchain-based real-time reconciliation method disclosed in the embodiment of the present invention. Such as figure 2 The shown blockchain-based real-time reconciliation method may include the following steps:

[0068] 201. After the first participating node participating in a certain target transaction completes the transaction processing corresponding to the node, first transaction data is generated, and the first participating node is a network node in the blockchain network.

[0069] In the embodiment of the present invention, for a certain target transaction, multiple participating nodes participate together, each participating node completes its corresponding transaction processing, and generates transaction data corresponding to its respective transaction processing. For example, if a participating node has a seller, a share registration system, and a capital system, then after the seller participat...

Embodiment 3

[0080] see image 3 , image 3It is a schematic flowchart of another blockchain-based real-time reconciliation method disclosed in the embodiment of the present invention. Such as image 3 As shown, the blockchain-based real-time reconciliation method may include the following steps:

[0081] 301-304. Wherein, steps 301 to 304 are the same as steps 201 to 204 described in the second embodiment, and will not be repeated in this embodiment of the present invention.

[0082] Wherein, as an optional implementation manner, after step 303 is performed, the following steps may be performed:

[0083] When any network node other than the first participating node verifies that the target transaction is abnormal according to the first transaction data, an alarm message is broadcast to the blockchain network to inform all network nodes on the blockchain network that the target transaction is abnormal. As another optional implementation manner, the foregoing implementation manner may ...

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Abstract

The invention relates to a real-time reconciliation method and device based on a block chain and an electronic device. The method comprises the steps of after a first participation node participatingin a certain target transaction completes corresponding transaction processing, generating the first transaction data, wherein the first participation node is a network node in a block chain network;reporting the first transaction data to a block chain network for broadcasting, so that any other network node of the block chain network verifies the target transaction; when it is verified that thetarget transaction is abnormal, identifying a second participation node participating in the target transaction, the second participation node being other nodes participating in the target transactionexcept the first participation node in the network node; obtaining second transaction data generated after the second participation node participates in the target transaction and completes corresponding transaction processing; and carrying out the reconciliation by using the first transaction data and the second transaction data. According to the embodiment of the invention, the abnormal transaction is processed in real time by using the smart contract, account checking and account adjusting can be carried out in real time, and the account checking efficiency is improved.

Description

technical field [0001] The invention relates to the technical field of block chains, in particular to a block chain-based real-time reconciliation method and device, and electronic equipment. Background technique [0002] In order to ensure data consistency, the current fund system chooses to conduct reconciliation at a fixed time: for example, the fixed time is selected at 15:00, and after 15:00 every day, the transaction data is reconciled through file transfer, etc. Adjust accounts when discrepancies are found. However, due to the dependencies among the various systems, and each system can only perform reconciliation operations in a centralized time, when the reconciliation finds that a certain transaction is abnormal, if the reconciliation and adjustment business personnel of the system handle the Delay, the downstream system will also be delayed, resulting in delays in the issuance of income, delays in the issuance of net worth, and other issues. It can be seen that t...

Claims

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Application Information

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IPC IPC(8): G06Q40/00G06Q40/04
CPCG06Q40/04G06Q40/12
Inventor 胡玉金
Owner PING AN TECH (SHENZHEN) CO LTD
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