A bus card transaction settlement management system and a method thereof

Abstract

The technical scheme of the invention comprises a bus card transaction settlement management system and a method thereof. The system includes a vehicle-mounted terminal, a payment medium and a background transaction system. the vehicle-mounted terminal reads the payment medium, retrieves the payment medium in the black-gray list, then sends a transaction request to the background transaction system, creates an order; the settlement system modifies the account balance according to the content of the transaction order, sends a list updating instruction to the card management system, and sends the updated list data to the vehicle-mounted terminal. The beneficial effects of the invention are as follows: the paint has good effects; the trouble of recharging a traditional bus card is saved; Usercan use mobile phone APP, The mobile phone mobile terminal application such as a public account or a small program can complete recharging and know the balance of the online account corresponding tothe bus card and the bus taking transaction condition in real time, and the black-gray list mechanism reduces the loss caused by the loss of the user card, inconvenience caused by insufficient balancein the card, inconformity between the card holder and the bus card type and the like.

Description

technical field [0001] The invention relates to a bus card transaction settlement management system and a method thereof, which belong to the field of Internet information technology. Background technique [0002] At present, the cumulative number of public bus IC cards issued in the country has reached 930 million, covering more than 800 million people. They are widely used in bus travel, access control, scenic spot tourism, public utility payment, identity authentication, ferry, residential areas, movie theaters, small supermarkets, parking Multiple scenarios such as toll collection and public bicycles cover all aspects of life, with a daily transaction volume of nearly 680 million person-times. It can be said that the emergence of the bus IC card has solved the problem of cash and queuing in small scenarios such as bus travel. The credit of the bus IC card is "indispensable", which has greatly solved many social problems and improved the efficiency of social operation. ...

AI Technical Summary

Problems solved by technology

[0008] 3) Backstage account balance and transaction record query, due to the delayed upload of transaction data, will lead to inaccuracy, which will easily cause user misunderstanding and complaints;

[0009] 4) Inquiry of balance and transaction records in the card requires special equipment

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