Target object providing method, apparatus and system

Abstract

The invention discloses a target object providing method, apparatus and system and relates to that field of electronic commerce. The method comprises the following steps: a first terminal obtains giftinformation of a target object. The payment server transfers the resources corresponding to the target object from the first account to the second account according to the first request sent by the first terminal. The product server sends a withholding request to the payment server. The payment server transfers the resources corresponding to the target object from the second account to the thirdaccount according to the withholding request, and sends a withholding success instruction to the product server. The product server provides the target object to the second account. The present application provides a method of indirect payment, so that the initial payer and the final payer of the product are not the same person, and the final payer of the product and the owner of the product aftersuccessful purchase are still the same person's technical solution, thereby solving the problem that the target object can only be directly paid for by the owner of the product after successful purchase.

Description

technical field [0001] The embodiments of the present application relate to the field of electronic commerce, and in particular to a method, device and system for providing a target object. Background technique [0002] With the development of online payment technology, users can purchase financial products through apps on their mobile phones. Common financial products include: insurance, funds, gold, lottery, etc. [0003] Taking the purchase of insurance as an example, the typical purchase method includes: the user applies to the server of the insurance company to purchase insurance in the application program of the mobile phone, the server of the insurance company sends the insurance purchase page to the mobile phone of the user, the user fills in the purchase information and submits the insurance through the mobile phone. The completed insurance purchase page is sent to the insurance company’s server. The insurance company’s server confirms the filled information and th...

AI Technical Summary

Problems solved by technology

[0005] In order to solve the problem that products and / or services can only be paid by the owner of the product after successful purchase, resulting in the single function of the application with the ability to purchase financial products Problem, the embodiment of this application provides a method, device and system for providing target objects

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