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Method and system for intelligent matching of insurance policy, medium and electronic equipment

A matching method, a technology of insurance policies, applied in the computer field

Inactive Publication Date: 2018-11-23
北京量子保科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, at present, insurance sales on some online platforms only allow users to choose a fixed insurance policy through the portal website by giving them a choice of fixed insurance types, place an order and then have the insurance company underwrite it
When making a claim, the user uploads the relevant information through the network interface to settle the claim. Although it is much more convenient than going to the insurance company window to settle the claim, there are still many shortcomings in terms of the choice of insurance and the convenience of claim settlement.

Method used

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  • Method and system for intelligent matching of insurance policy, medium and electronic equipment
  • Method and system for intelligent matching of insurance policy, medium and electronic equipment
  • Method and system for intelligent matching of insurance policy, medium and electronic equipment

Examples

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Effect test

Embodiment 1

[0031] like figure 1 As shown, according to the specific embodiment of the present invention, the present invention provides an intelligent policy matching method, which includes the following steps:

[0032] S100: Acquire characteristic information of the insurer, split the characteristic information of the insurer into sub-characteristic information of the insurer, and store the information in the insurer database.

[0033] Specifically, the insurer can be any insurance company in the world, such as Ping An, China Life, AIA, etc. Each insurance company has the same business and different business. Each insurance company can introduce its business characteristics according to the business line. Preferably, the insurer characteristic information includes: insurance type, insurance area, Value-added services. For example, the sub-feature information includes life insurance, property insurance, critical illness insurance, travel insurance, accident insurance, and the like. Th...

Embodiment 2

[0042] like Figure 1-2 As shown in the figure, according to the specific embodiment of the present invention, the present invention provides an intelligent policy matching system, including: an insurer information processing unit, which is used to obtain the characteristic information of the insurer, and split the characteristic information of the insurer into insurers The sub-feature information is then stored in the insurer database. Specifically, the insurer can be any insurance company in the world, such as Ping An, China Life, AIA, etc. Each insurance company has the same business and different business. Each insurance company can introduce its business characteristics according to the business line. Preferably, the insurer characteristic information includes: insurance type, insurance area, Value-added services. For example, the sub-feature information includes life insurance, property insurance, critical illness insurance, travel insurance, accident insurance, and th...

Embodiment 3

[0050] like Figure 1-3 As shown, this embodiment provides an electronic device used in an intelligent policy matching method, the electronic device includes: at least one processor; and a memory communicatively connected to the at least one processor; The memory stores instructions executable by the one processor, the instructions being executed by the at least one processor to enable the at least one processor to: obtain insurer profile information and convert the insurer profile The information is divided into sub-characteristic information of the insurer and stored in the insurer database; the insurance application information of the insured is obtained, and according to the insurance application information, the portrait of the insured person is obtained through big data analysis, and the characteristic information of the insured is given; Search the insurer's sub-characteristic information matching the insured's characteristic information from the insurer database; and a...

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PUM

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Abstract

The invention provides a method and a system for intelligent matching of insurance policy, a medium and an electronic equipment. The method comprises: obtaining the feature information of the insurer,splitting the feature information of the insurer into sub-feature information of the insured and storing the sub-feature information in the database of the insurer; obtaining the insurance purchase information of the insured, obtaining the profile of the insured through big data analysis according to the insurance purchase information, and providing the feature information of the insured; searching the sub-feature information of the insurer matched with the feature information of the insured from the database of the insurer; and automatically generating at least three insurance policy schemesaccording to the matching result. According to the method and the system for intelligent matching of insurance policy, the medium and the electronic equipment, multiple insurance companies with different insurance characteristics are divided according to the characteristic fields, , as well as an appropriate insurance scheme can be recommended for the insured according to the information of the insured combined with the accurate analysis of artificial intelligence and big data, an appropriate insurance company will be recommended for the insured, and co-insurance or distribution can be selected, thereby realizing accurate matching of the insured and the insurer through accurate matching and an optimal insurance scheme.

Description

technical field [0001] The present invention relates to the field of computer technology, and in particular, to a method, system, medium and electronic device for intelligent matching of insurance policies. Background technique [0002] With the development of Internet technology applications, more and more conventional businesses can be operated through the network platform, especially the network insurance business, which has developed rapidly in recent years. The insurance business uses the network platform to sell and settle claims, which not only increases the scope of sales , sales groups, and because it is more convenient to settle claims, it has attracted more policyholders to participate in online insurance. [0003] However, the current insurance sales on some online platforms only allow users to choose a fixed insurance policy through a portal website by giving a choice of fixed insurance types, and then the insurance company will underwrite the order after placin...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q30/02
CPCG06Q30/0201G06Q40/08
Inventor 王少林王柏
Owner 北京量子保科技有限公司
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