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Credit evaluation system and method

A credit evaluation and credit technology, applied in the field of data analysis, can solve the problem of low accuracy of credit rating, achieve the effect of fair evaluation, clear evaluation thinking, and suitable for promotion and use

Inactive Publication Date: 2018-11-23
BEIJING KEDONG ELECTRIC POWER CONTROL SYST +2
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  • Claims
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Problems solved by technology

[0004] In view of this, the purpose of this application is to provide a credit evaluation system and method for solving the problem of low accuracy in determining credit ratings in the prior art

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  • Credit evaluation system and method
  • Credit evaluation system and method

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Embodiment Construction

[0044] In order to make the purpose, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described embodiments are only It is a part of the embodiments of this application, not all of them. The components of the embodiments of the application generally described and illustrated in the figures herein may be arranged and designed in a variety of different configurations. Accordingly, the following detailed description of the embodiments of the application provided in the accompanying drawings is not intended to limit the scope of the claimed application, but merely represents selected embodiments of the application. Based on the embodiments of the present application, all other embodiments obtained by those skilled in the art without...

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Abstract

The invention provides a credit evaluation system, which comprises a first determination module, a second determination module and a third determination module, wherein the first determination moduleis used for determining whether the level of a to-be-evaluated subject is a set level based on the trading information of the to-be-evaluated subject; the second determination module is used for determining the index values of preset indexes for the to-be-evaluated subject if the level of the to-be-evaluated subject is the set level, and the preset indexes comprise a business evaluation index characterizing the business condition and the financial information condition of the subject, a service evaluation index characterizing the service condition of the subject, a bonus-penalty evaluation index characterizing the bonus-penalty condition of the subject and a credit index characterizing the credit behavior condition of the subject; and the third determination module is used for determiningthe credit level of the to-be-evaluated subject based on a preset operational relation between a determined index value and a credit level.

Description

technical field [0001] This application relates to the technical field of data analysis, in particular, to a credit evaluation system and method. Background technique [0002] Under the background of power system reform, due to the immature trading rules of the current new power market and the immature market system, the environment of the power market is becoming increasingly complex and changeable. Electricity retail companies are new trading entities after the reform of the new electricity market. With the continuous advancement of the electricity market reform, the number of electricity retail companies in the market has risen sharply. However, the strength of each electricity retail company is uneven, and due to the lack of corresponding market supervision mechanism, the credit risk is extremely high. As an intermediary between the power generation side and the user, the electricity retail company is an important undertaker of the power transaction link. The legality a...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/00G06Q50/06
CPCG06Q30/00G06Q50/06
Inventor 顾宇桂史述红刘敦楠王琪高春成曹瑛辉王海宁张显严宇习培玉刘永辉范晨凯王蕾雷少锋酉章良王清波袁明珠常新张倩谭翔汪涛代勇
Owner BEIJING KEDONG ELECTRIC POWER CONTROL SYST
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