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Automobile insurance information processing method and device, server and readable storage medium

An information processing method and automotive technology, applied in data processing applications, instruments, finance, etc., can solve problems such as inability to obtain personalized insurance policies

Active Publication Date: 2018-09-07
TENCENT TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] The main purpose of the present invention is to provide an automobile insurance information processing method and device, a server, and a readable storage medium, aiming at solving the problem that the insurance policy formulation method in the prior art does not use richer personalized information that can distinguish different drivers, and cannot Get a personalized insurance policy for technical questions

Method used

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  • Automobile insurance information processing method and device, server and readable storage medium
  • Automobile insurance information processing method and device, server and readable storage medium
  • Automobile insurance information processing method and device, server and readable storage medium

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Embodiment Construction

[0034] In order to make the objectives, features, and advantages of the present invention more obvious and understandable, the technical solutions in the embodiments of the present invention will be described clearly and completely with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the description is The embodiments are only a part of the embodiments of the present invention, but not all the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those skilled in the art without creative work shall fall within the protection scope of the present invention.

[0035] Such as figure 1 , Which shows a schematic structural diagram of an automobile insurance information processing system of the present application. The system at least includes: an insurance service platform, at least one mobile terminal, at least one car, and a third-party data platform.

[0036] Wherein, the insurance service plat...

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PUM

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Abstract

The invention discloses an automobile insurance information processing method and device, a server and a readable storage medium. According to the invention, insurance policy information of a driver is obtained through using credit investigation behavior characteristics capable of reflecting a credit investigation behavior of the driver and driving habit characteristics capable of reflecting a driving behavior of the driver, and insurance policy information of an automobile is obtained by using the insurance policy information of the driver and vehicle driving characteristics of the automobile. On the one hand, the formulation of a personalized insurance policy based on the personalized information of the driver can be realized through using the credit investigation behavior characteristics and the driving habit characteristics of the driver; and on the other hand, the insurance policy information of the automobile can be further obtained based on the personalized insurance policy of the driver, so that personalized formulation of an insurance policy of the automobile can be realized.

Description

Technical field [0001] The present invention relates to the field of information processing technology, in particular to a method and device for processing automobile insurance information, a server and a readable storage medium. Background technique [0002] The formulation of common automobile insurance strategies usually includes: the formulation of insurance strategies based on car loss, the formulation of insurance strategies based on car loss and basic personal information of the driver. Among them, the insurance strategy includes at least the insurance price of the car. [0003] Among them, the formulation of an insurance strategy based on car loss refers to the determination of the car's insurance strategy according to the car configuration (such as brand, car series, car age, car purchase, etc.), car insurance status over the years, and car discount status. [0004] Among them, the designation of an insurance policy based on car loss and basic personal information of the dr...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q10/06
CPCG06Q10/0635G06Q40/08
Inventor 刘日佳刘志斌郑博
Owner TENCENT TECH (SHENZHEN) CO LTD
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