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Vehicle insurance claim method and device

A technology of car insurance and location information, applied in the computer field, can solve problems such as time-consuming and low efficiency

Active Publication Date: 2018-07-06
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In the process of accident claims, it is basically done manually, which takes a long time and has low efficiency.

Method used

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  • Vehicle insurance claim method and device
  • Vehicle insurance claim method and device
  • Vehicle insurance claim method and device

Examples

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Embodiment Construction

[0058] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0059] The auto insurance claim settlement method provided in the embodiment of the present invention can be applied to such as figure 1shown in the application environment. The client terminal 102 is connected to the server 104 through the network, and the survey terminal 106 is connected to the server 104 through the network. When an accident occurs to an insured vehicle, the client can use the client terminal 102 to report the auto insurance to the server 104 . The report information includes the basic information of the vehicle and the location of the accident. The server 104 acquires the re...

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PUM

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Abstract

The invention relates to a vehicle insurance claim method and device. The method is applied to a survey terminal and comprises the steps that a vehicle insurance survey task is received, wherein the vehicle insurance survey task carries the loss place; the position information of the survey terminal is captured, and the input operation of the surveyor is allocated to be accepted when the positioninformation is consistent with the loss place; the survey information inputted by the surveyor is acquired, wherein the survey information includes the survey item and the corresponding survey quotation; and the survey information is uploaded to a server so that the server is enabled to compare the survey information according to the preset rules, and the survey item and the survey quotation are recorded as the loss assessment item and the loss assessment amount corresponding to the vehicle insurance claim if the survey information meets the preset rules and the survey quotation is less than or equal to the preset value. With application of the method, time consumption of the vehicle insurance claim can be effectively reduced and the claim efficiency can be enhanced.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a method and device for auto insurance claim settlement. Background technique [0002] With the popularization of automobiles, auto insurance has gradually integrated into people's lives. When an insured vehicle has a traffic accident, the insurance company will send investigators to the scene of the accident for investigation. According to the location and extent of the loss of the vehicle, the insurance company will usually send a loss assessor to the repair point for loss assessment. After the loss is determined, the insurance company calculates the compensation amount. In the process of accident claims, it is basically done manually, which takes a long time and has low efficiency. Contents of the invention [0003] Based on this, it is necessary to address the above technical problems and provide a method and device for auto insurance claims that can effectively reduce...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q10/10
CPCG06Q10/103G06Q40/08
Inventor 林峰刘金萍王鸿范思焯谢洪彬蔡智晓
Owner PING AN TECH (SHENZHEN) CO LTD
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