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Insurance service claim settlement method and device, computer device and storage medium

A technology of business and insurance companies, applied in the database field, can solve the problems of data sharing, management and order tracking of unfavorable insurance claims, and achieve the effects of improving claim settlement efficiency, strong anti-fraud, and high audit accuracy

Pending Publication Date: 2019-09-06
ONE CONNECT SMART TECH CO LTD SHENZHEN
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

At present, insurance companies, assessment companies and survey companies all use their own business systems for order processing, which is not conducive to the sharing, management and order tracking of insurance claims related data

Method used

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  • Insurance service claim settlement method and device, computer device and storage medium
  • Insurance service claim settlement method and device, computer device and storage medium
  • Insurance service claim settlement method and device, computer device and storage medium

Examples

Experimental program
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Effect test

Embodiment 1

[0048] figure 1 It is a flow chart of the steps of a preferred embodiment of the insurance business claim settlement method of the present invention. According to different requirements, the order of the steps in the flowchart can be changed, and some steps can be omitted.

[0049] refer to figure 1 As shown, the insurance business claim settlement method specifically includes the following steps.

[0050] Step S11 , defining roles for multiple settlers, and configuring ownership information for users included in each settler, wherein the multiple settlers include at least an insurance company, an assessment company, and a survey company.

[0051] In an implementation manner, the multiple occupiers may include an insurance company, an assessment company, a survey company, and the like. The insurance company is used to provide insurance business, and the adjustment company can accept the entrustment of the insurance party or the insurance company to conduct activities such as ...

Embodiment 2

[0071] figure 2 It is a functional module diagram of a preferred embodiment of the insurance claim settlement device of the present invention.

[0072] refer to figure 2 As shown, the insurance claim settlement device 10 may include a configuration module 101 , a first receiving module 102 , an assignment module 103 , a second receiving module 104 and an audit module 105 .

[0073] The configuration module 101 is used to define roles for multiple settlers, and configure ownership information for users included in each of the settlers, wherein the multiple settlers include at least an insurance company, an assessment company and A survey company.

[0074] In an implementation manner, the multiple occupiers may include an insurance company, an assessment company, a survey company, and the like. The insurance company is used to provide insurance business, and the adjustment company can accept the entrustment of the insurance party or the insurance company to conduct activities...

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Abstract

The invention provides an insurance service claim settlement method and device, a computer device and a computer readable storage medium. The insurance service claim settlement method comprises the following steps: carrying out role definition on a plurality of booking parties, and configuring ownership information for a user contained in each booking party; receiving a claim settlement order, andobtaining insurance position information of the claim settlement order; generating a survey request according to the insurance position information, and assigning the survey request to survey personnel corresponding to the insurance position information; receiving survey information of the claim settlement order, and determining a preliminary loss assessment result according to the survey information; and auditing the preliminary loss assessment result according to a preset auditing rule to obtain a final loss assessment project and a final loss assessment amount corresponding to the claim settlement order. The invention relates to an insurance service process optimization technology, which can integrate a plurality of insurance service parties into the same platform and facilitate sharing, management and order tracking of insurance claim settlement related data.

Description

technical field [0001] The present invention relates to the field of databases, in particular to an insurance business claim settlement method, device, computer device and computer-readable storage medium. Background technique [0002] With the popularization of automobiles, auto insurance has gradually integrated into people's lives. The existing auto insurance business generally involves insurance companies, adjustment companies and investigation companies. Insurance companies provide insurance business, and adjustment companies can accept the entrustment of insurance parties or insurance companies to evaluate, identify, and estimate the insurance targets involved in accidents. The investigation company may accept the entrustment of the insurance company to investigate and determine the damage of the on-site accident. At present, insurance companies, assessment companies and survey companies all use their own business systems for order processing, which is not conducive t...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 蒋文婷
Owner ONE CONNECT SMART TECH CO LTD SHENZHEN
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