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Credit capital generating method and system

A technology of credit and information generation, applied in the field of Internet finance, can solve the problems of failing to quickly realize financing, lack of flexibility and pertinence, and suppliers generating credit funds, etc., to achieve strong pertinence, avoid information asymmetry, and flexibility. high effect

Inactive Publication Date: 2018-02-23
人民金服金融信息服务(北京)有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] 1. Failure to quickly and accurately generate credit for suppliers, and failure to quickly realize the technical disadvantages of financing;
[0005] 2. Lack of flexibility and pertinence

Method used

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  • Credit capital generating method and system
  • Credit capital generating method and system
  • Credit capital generating method and system

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Embodiment Construction

[0065] In the following description, for purposes of illustration rather than limitation, specific details such as specific system architectures, interfaces, and techniques are set forth in order to provide a thorough understanding of the present invention. It will be apparent, however, to one skilled in the art that the invention may be practiced in other embodiments without these specific details. In other instances, detailed descriptions of well-known systems, circuits, and methods are omitted so as not to obscure the description of the present invention with unnecessary detail.

[0066] The embodiment of the present invention provides a method and system for generating credit.

[0067] According to an aspect of the embodiments of the present invention, the embodiments of the present invention provide a method for generating credit.

[0068] see figure 1 , figure 1 It is a schematic flowchart of a method for generating credit provided by an embodiment of the present inve...

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Abstract

The embodiments of the present invention relate to a credit capital generating method and system. The method includes the following steps that: right confirmation application information which is corresponding to account payable information and is sent by a client corresponding to an enterprise is obtained; the right confirmation application information is checked according to preset rules; when acheck result indicates that the right confirmation application information is correct, check pass information is determined according to the check result; and credit capitals are generated accordingto the check pass information and the right confirmation application information, so that a supplier can obtain the credit capitals. With the credit capital generating method and system provided by the embodiments of the present invention adopted, on the one hand, the credit capitals can be generated quickly and accurately, and on the other hand, rapid financing is achieved according to the generated credit capitals; and credit capital generation is highly flexible and highly targeted.

Description

technical field [0001] The invention relates to the technical field of Internet finance, in particular to a method and system for generating credit. Background technique [0002] With the continuous development and progress of social science and technology, industries combined with Internet technology are also showing a trend of rapid development, especially the rapid development of Internet finance that has emerged in recent years. Accompanied by this, the Internet financial platform also came into being and flourished. Such as P2P Internet financial platform, crowdfunding financial platform, e-commerce small loan Internet financial platform, and supply chain financial Internet financial platform, these platforms are helpful for optimizing the allocation of financial resources, improving the efficiency of resource allocation, and solving the problems of difficult and expensive financing for small, medium and micro enterprises. The asset allocation issues of low- and middle...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q40/06
CPCG06Q40/06G06Q40/03
Inventor 张树申苗谦王向来
Owner 人民金服金融信息服务(北京)有限公司
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