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Payment terminal, system and method

A payment terminal and payment system technology, applied in the payment system, payment system structure, instruments, etc., can solve the problems of two-dimensional code stealing payment security, affecting user experience, and inability to make payment, so as to improve user experience and solve security problems The effect of defects

Inactive Publication Date: 2017-05-10
BEIJING SUMAVISION PAYMENT TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, due to the dependence of the QR code payment on the mobile network, the payment cannot be made without the network, which will affect the user experience
In addition, the transmission of the payment QR code through the mobile network will also lead to the hidden danger of the QR code being stolen and cause payment security problems

Method used

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  • Payment terminal, system and method
  • Payment terminal, system and method
  • Payment terminal, system and method

Examples

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Embodiment Construction

[0045] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. The components of the embodiments of the invention generally described and illustrated in the figures herein may be arranged and designed in a variety of different configurations. Accordingly, the following detailed description of the embodiments of the invention provided in the accompanying drawings is not intended to limit the scope of the claimed invention, but merely represents selected embodiments of the invention. Based on the embodiments of the present invention, all other embodiments obtained by those skilled in the art without making creative efforts belong to the protection scope of the present invention.

[0046] It should be noted that like numerals and let...

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Abstract

The embodiment of the invention provides a payment terminal, system and method. In one embodiment, the payment terminal comprises a dynamic password module and a two-dimensional code generation module. The dynamic password module is used for generating a dynamic authentication password when payment operations of a user are received. The two-dimensional code generation module is used for generating and displaying a payment identification code according to the dynamic authentication password and prestored payment account number information. When receiving the payment identification code, a cashier terminal analyzes the payment identification code, obtains verification data and sends the data to a payment platform, and the data is sent to an authentication server through the payment platform. The authentication server receives and verifies the verification data, and returns a verification result to the payment platform, so that the payment platform returns a corresponding payment result to the payment terminal according to the verification result. The security of payment of the terminal is improved.

Description

technical field [0001] The present invention relates to the technical field of security equipment, in particular to a payment terminal, system and method. Background technique [0002] With the rise of mobile Internet technology, the rapid development of IT technology, and the rapid advancement of e-commerce, the convenient customer experience of scan code payment has made scan code payment sought after by many consumers in the market in the field of mobile payment, and has become a mobile payment industry. Pay the workhorse. However, due to the dependence of the QR code payment on the mobile network, the payment cannot be made without the network, which will affect the user experience. In addition, the transmission of the payment QR code through the mobile network will also lead to the hidden danger of the QR code being stolen, which will cause a problem of payment security. Contents of the invention [0003] In view of this, the purpose of the embodiments of the presen...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40
CPCG06Q20/4012G06Q20/4014
Inventor 陈德权周昕纪成明
Owner BEIJING SUMAVISION PAYMENT TECH CO LTD
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