Motor vehicle insurance self-insurance system

Abstract

The invention discloses a motor vehicle insurance self-insurance system. The system comprises an identity card information gatherer, an image gather, a bank card reader, a central processor, a user information storage server, a motor vehicle information storage server, a user client and a printer. The user identity card information is acquired through the identity card information gatherer, the image information of a user driving certificate is acquired through the image gather, the information of a user and an insurance application vehicle are stored through the bank card reader, the user information storage server and the motor vehicle information storage server, all the acquisition data and the user input information are processed through the central processor, insurance and payment are accomplished by the user through the user client and the bank card reader, an insurance list is printed through the printer, remote operation of motor vehicle self-insurance is realized, the system is simple in structure, is convenient to use and enables the user to conveniently purchase motor vehicle insurance by himself / herself, and a motor vehicle insurance purchase channel is greatly expanded.

Description

technical field [0001] The invention belongs to the technical field of computer communication, and relates to a self-service insurance application system, in particular to a self-service insurance application system for motor vehicle insurance. Background technique [0002] Insurance means that the policyholder pays insurance premiums to the insurer according to the contract, and the insurer is responsible for indemnifying the insurance money for the property losses caused by the possible accidents agreed in the contract, or the insured dies, becomes disabled, Commercial insurance that bears the responsibility to pay insurance benefits when the age, period and other conditions agreed in the contract are reached. [0003] With the improvement of social living standards, people's insurance awareness is gradually strengthened, and the demand for insurance is also increasing. With the development of science and technology, self-service insurance sales have become a reality, and...

AI Technical Summary

Problems solved by technology

[0005] In the process of applying for motor vehicle insurance, it is necessary to collect the configuration information of the insured vehicle, the nature of use, the purchase period, and the identity information of the insured. The amount of data collected is large, and the information must be accurate; also because the regulatory agencies are particularly strict in the supervision of auto insurance , there are many procedures, so the current sales methods of auto insurance are mainly sales at the counter in the business hall, telephone, Internet, etc., which consumes manpower and material resources, and the work efficiency is low

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