Payment method and device

Abstract

The invention provides a payment method and device. The payment method comprises the following steps: sending registration information and first safety information to a server, wherein the registration information carries user identification, and the first safety information comprises at least one of first position information of a terminal, first user image information and first user sound information, and the first safety information is used for indicating the server to judge whether a first user is a legal user; receiving a first transaction ticket number sent by the server according to the user identification when judging that the first user is the legal user; and sending a transaction message to a POS terminal to enable the POS terminal to send the transaction message to the server for analysis processing. According to the payment method and device, by combining the POS terminal with the terminal, a POS terminal service provider can monitor the POS terminal in real time; and meanwhile, by installing or downloading applications to the terminal, expansion of the function of the POS terminal is realized.

Description

technical field [0001] The invention relates to safe payment technology, in particular to a payment method and device. Background technique [0002] The sales terminal (point of sale, POS) is a multi-functional terminal. It is installed in the special merchants and acceptance outlets of the credit card and connected with the computer to form a network, so that functions such as automatic transfer of electronic funds and balance inquiry can be realized. It is safe and fast to use. ,reliable. [0003] Among them, the existing POS machines are all managed and issued by banks, UnionPay, or third-party financial institutions with corresponding qualifications. When merchants need to use POS machines, the merchants need to sign an agreement with the above-mentioned POS machine management and issuing institutions. Before signing the agreement, the management and issuing organization of the POS machine needs to review the qualifications, scale, and operating conditions of the mercha...

AI Technical Summary

Problems solved by technology

[0005] Since the location and merchants of mobile POS machines may be changing, the POS machine issuer cannot realize real-time supervision of mobile POS machines, and it is difficult to know the location and usage scenarios of POS machines in real time. The management and issuing organization of the POS machine has been limited when it is issued, and its function is single. If you need to expand the function, you need to replace the POS machine or upgrade it with special technical means, and the operation is more complicated.

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