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Electronic payment method on basis of biological characteristics

A biometric and electronic payment technology, applied in the payment system, payment system structure, instruments, etc., can solve problems such as degaussing of bank cards, theft of payment account numbers and payment passwords, and economic losses of account holders, so as to avoid loss, The effect of convenient payment

Active Publication Date: 2015-02-18
DEEPBLUE TECH (SHANGHAI) CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, in the process of using the POS machine for electronic payment, not only the user needs to carry the bank card, but also the user needs to enter the bank card password on the spot, so that the payment account number and payment password are stolen from time to time. cause economic loss
At the same time, frequently using the POS machine to swipe the card may also cause the degaussing of the bank card, thus affecting the normal progress of electronic payment.

Method used

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  • Electronic payment method on basis of biological characteristics
  • Electronic payment method on basis of biological characteristics
  • Electronic payment method on basis of biological characteristics

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Embodiment Construction

[0036] In order to make the object, technical solution and advantages of the present invention clearer, various embodiments of the present invention will be described in detail below in conjunction with the accompanying drawings. However, those of ordinary skill in the art can understand that, in each implementation manner of the present invention, many technical details are provided for readers to better understand the present application. However, even without these technical details and various changes and modifications based on the following embodiments, the technical solution claimed in each claim of the present application can be realized.

[0037] The first embodiment of the present invention relates to a biometric-based electronic payment method. In this embodiment, before using the biometric feature for electronic payment, the user needs to use the name and mobile phone number to register as a member, and after the membership registration, the biometric feature needs ...

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Abstract

The invention relates to the technical field of electronic payment and discloses an electronic payment method and system on the basis of biological characteristics. The electronic payment method includes that a terminal acquire names and cellphone numbers of users for member registration of the users; after member registration, the terminal further acquires user data and the biological characteristics of the users for registration; during payment, the terminal can acquire the registered cellphone numbers and acquire the registered user data and the biological characteristics of the users according to the cellphone numbers, and the biological characteristics of the users are verified; after verification is succeeded, payment for expense of the users is performed. The embodiment of the invention provides an innovative payment way, during the electronic payment, bankcards of the users as well as input of bankcard passwords are not needed, payment for the expense of the users is facilitated and risk of loss of the bankcards of the users is avoided as well. Meanwhile, the biological characteristics are unique, so that risk of bankcard embezzling by other people is avoided.

Description

technical field [0001] The invention relates to the technical field of electronic payment, in particular to an electronic payment method based on biometric features. Background technique [0002] With the promotion and popularization of Point of Sales ("POS"), electronic payment has gradually become a new mode for people to engage in economic life due to its advantages of convenience, speed and efficiency. [0003] However, in the process of using the POS machine for electronic payment, not only the user needs to carry the bank card, but also the user needs to enter the bank card password on the spot, so that the payment account number and payment password are stolen from time to time, which is a serious problem for account holders. cause economic loss. At the same time, frequently using the POS machine to swipe the card may also cause the degaussing of the bank card, thereby affecting the normal progress of electronic payment. Therefore, the security issue of using POS ma...

Claims

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Application Information

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IPC IPC(8): G06Q20/40
CPCG06Q20/40G06Q20/40145G06Q20/20G06Q20/382
Inventor 陈海波
Owner DEEPBLUE TECH (SHANGHAI) CO LTD
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