Virtual currency involved transaction payment method

Abstract

The invention provides a virtual currency involved transaction payment method. By using the virtual currency involved transaction payment method, capital trading accounts are established for buyers and sellers, and a transaction payment platform is provided. The virtual currency involved transaction payment method comprises the following steps of establishing payment transaction between a buyer and a seller; generating a payment order form on the transaction payment platform; paying material currency from the buyer to the seller by using the transaction payment platform; and paying virtual currency from the seller to the buyer by using the transaction payment platform. By using the virtual currency involved transaction payment method, material currency transaction payment and virtual currency transaction payment are skillfully fused together, only a virtual currency involved payment order form is required to be set on the payment transaction platform; while material currency transaction is finished, account remitting on virtual currency can be automatically performed by using the payment transaction platform, a virtual currency transaction account and a material currency transaction account of the user can be converted at any time through the transaction payment platform, real rebate and cashback can be realized, a merchant and a consumer have brand-new user experiences, the enthusiasm of the consumer can be promoted, and the sales promotion channel of the merchant can be expanded.

Description

technical field [0001] The invention relates to the field of network transaction payment. Background technique [0002] At present, many transaction payment platforms, such as usual bank websites or online third-party transaction platforms, usually only have the transaction function of physical currency. For the issuance and transaction of virtual currency, such as rebates or points, etc., it is carried out by another transaction payment platform. , the trading platform of virtual currency is independent of the trading platform of real currency. The virtual currency issued by merchants to customers in the form of rebates or points can only exist in the trading system of virtual currency, and cannot directly have a relationship with real currency. It needs to go through cumbersome manual Operations can realize the exchange of counterexamples or points, or these rebates or points can only be used on the virtual currency platform, which makes it impossible for customers to exch...

AI Technical Summary

Problems solved by technology

[0002] At present, many transaction payment platforms, such as usual bank websites or online third-party transaction platforms, usually only have the transaction function of physical currency. For the issuance and transaction of virtual currency, such as rebates or points, etc., it is carried out by another transaction payment platform. , the trading platform of virtual currency is independent of the trading platform of real currency. The virtual currency issued by merchants to customers in the form of rebates or points can only exist in the trading system of virtual currency, and cannot directly have a relationship with real currency. It needs to go through cumbersome manual Operations can realize the exchange of counterexamples or points, or these rebates or points can only be used on the virtual currency platform, which makes it impossible for customers to exchange virtual currency with physical currency at any time, resulting in long waiting times for customers to exchange, for example You must wait for the rebate platform to settle with the rebate merchant before you can get it, or there are strict restrictions on customer exchange, for example, you can only use virtual currency for deduction in the next consumption. This does not achieve real feedback profit, but just a It is a kind of promotional means. For merchants and consumers, it is a win-win situation to obtain fast and effective cashback in the true sense.

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