Labor-free surveying method and system on vehicle insurance accident site

Abstract

The invention discloses a labor-free surveying method and system on a vehicle insurance accident site, and relates to the field of vehicle information survey technology. A vehicle-mounted terminal and a date monitoring center are arranged, and mutual communication is achieved between the vehicle-mounted terminal and the data monitoring center. The vehicle-mounted terminal monitors vehicle data in real time, judges whether an accident occurs and gives an alarm and transmits accident relevant data to the data monitoring center, so that rapid survey of the accident scene is achieved, and survey efficiency and data objectivity are improved. According to the labor-free surveying method and system on the vehicle insurance accident site, extra serious accidents can be timely solved, and the time wasted when insured customers wait for survey after the occurrence of traffic accidents is reduced; due to the fact that survey workers and traffic polices do not need to arrive at the accident scene to handle the accident, traffic pressure can be reduced, air pollution and carbon emission can be reduced, and operation cost can be reduced for insurance companies.

Description

technical field [0001] The invention relates to a vehicle information survey technology, in particular to a manual survey method and system thereof at a site of a vehicle insurance accident. Background technique [0002] As an important part of the auto insurance business, accident investigation is also an important part of the identification of traffic accidents by the traffic police. It directly affects the judgment of accidents, the amount of compensation of insurance companies, and the rights and experience of car owners. Existing accident investigation, the process is that the insured vehicle has an accident, the insurance company and the traffic police are notified, the insurance company sends investigators to the accident scene to conduct accident investigation or cooperates with the traffic police to conduct accident investigation, and records information on the accident scene, and the information of the on-site investigation will become An important basis for insura...

AI Technical Summary

Problems solved by technology

However, in the investigation of accidents, the problems of accident recovery, non-objectivity of personnel investigation, timing delays and the cost of investigating traffic personnel have long plagued major insurance companies, accident vehicle owners and traffic management departments.

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