A multi-account management payment method

Abstract

Disclosed is a multi-account management and payment method, which solves the technical problem of too many non-bank accounts being inconvenient to use. The present invention adopts the establishment of a multi-account management and payment system, the system establishes a connection with a plurality of non-bank accounts and bank accounts, so as to achieve the management of all the non-bank accounts and the uniform sequential payment management according to the set priority and the authorized bank account sequence. The beneficial effects of the present invention are: management and payment are convenient, and at the same time, the consumable balance in all the non-bank accounts are given priority, thereby solving the problem that the usage scenario, range and consumption limit of the non-bank accounts are limited. The merchant clearing is conducted uniformly, and compared with the current separate account checking and independent clearing of a plurality of systems, the merchant processing is more simple. DRAWING:

Description

Technical field [0001] The invention relates to the field of bank account offline payment, in particular to a multi-account management payment system. Background technique [0002] With the development of the financial industry, every consumer in society has a bank account, and almost every consumer has non-bank accounts such as points of different operators, bank card points, electronic coupons, and shopping cards. However, when the vast majority of consumers consume offline, they can only use a single non-bank account for payment under certain conditions. Most of consumers' non-bank accounts such as point accounts and e-coupon accounts are idle, and even these non-bank accounts have not been used until they expire. The reason is that the management and payment methods of these non-bank accounts are inconvenient, and more points accounts and coupon accounts can only be used in very limited occasions. [0003] See attached figure 1 , which is a schematic diagram of common...

AI Technical Summary

Problems solved by technology

[0008] In order to solve the current situation that there are many non-bank accounts and inconvenient use in the prior art, the purpose of the present invention is to provide a multi-account management payment method, which realizes the management and unification of all non-bank accounts according to the set priority and authorization. Bank account order in order to pay management

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