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Personal financial management system

A financial management and financial technology, applied in the field of personal financial management system, can solve problems such as debts that cannot be paid off, financial plans that cannot be tracked and adjusted, and financial experts who are mixed together.

Inactive Publication Date: 2012-10-03
苏州奇可思信息科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In response to this situation, banks and insurance companies have launched various wealth management and investment products for people to choose from. It takes a lot of energy to find the one that suits your current financial situation among these rich wealth management products. If it is not appropriate, there may be a situation where income and expenditure cannot be balanced and debts cannot be paid off. Therefore, the current situation is to seek help from professional financial experts for recommendation, but the existing financial experts are mixed, and they cannot carry out your financial plan. Track and Adjust

Method used

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Embodiment Construction

[0019] The preferred embodiments of the present invention will be described in detail below in conjunction with the accompanying drawings, so that the advantages and features of the present invention can be more easily understood by those skilled in the art, so as to define the protection scope of the present invention more clearly.

[0020] see figure 1 , the embodiment of the present invention includes:

[0021] A personal financial management system comprising:

[0022] User operation module 100, the user enters the user name and password to log in to the system, and enters relevant financial data, such as age, income, expenditure and other data;

[0023] Personal income and expenditure management module 200, used to manage the user's daily income and expenditure information;

[0024] The personal investment management module 300 is used to manage the investment income information of the user's financial products;

[0025] The report generation module 400 is used to gene...

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Abstract

The invention discloses a personal financial management system which comprises a user operation module, a personal income and expenditure management module, a personal investment management module, a report generation module, a financial planning module and a reminding module, wherein the user operation module is used for a user to input user a name and password login system to input relevant financial data; the personal income and expenditure management module is used for managing daily income and expenditure information of the user; the personal investment management module is used for managing information of income from investment of financial products of the user; the report generation module is used for generating various financial reports to know about the current financial status of the user; the financial planning module is used for generating a future financing plan and calculating a simulated result; the reminding module is used for reminding the user of various financial deadlines and financial operations going beyond the financing plan. With the adoption of the personal financial management system, the user can master the current financial status to achieve the balance of income and expenditure and can draw up a reasonable financing planning on the basis of the current property status and the financial goal.

Description

technical field [0001] The invention relates to the field of electronic information, in particular to a personal financial management system. Background technique [0002] With the increase of people's income, people's living standard has been greatly improved. Therefore, how to properly manage money and increase wealth to improve the quality of life or realize dreams has become a life topic for most people, especially the working class and white-collar workers with stable income. In response to this situation, banks and insurance companies have launched various wealth management and investment products for people to choose from. It takes a lot of energy to find the one that suits your current financial situation among these rich wealth management products. If it is not appropriate, there may be a situation where income and expenditure cannot be balanced and debts cannot be repaid. Therefore, the current situation is to seek help from professional financial experts for reco...

Claims

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Application Information

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IPC IPC(8): G06Q10/06
Inventor 葛长伟冯春瑾
Owner 苏州奇可思信息科技有限公司
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