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Collected account checking method for bank-insurance managed e-business system

An e-commerce and computer system technology, applied in the field of e-commerce, can solve the problems of inability to connect receipts, difficult to guarantee the timeliness of data, and error-prone, saving time for collection and promoting the development of e-commerce.

Inactive Publication Date: 2010-08-25
郑州银保托管电子商务有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

At present, most enterprises have already used financial computer software for accounting transactions, but they often cannot be connected with bank receipts, and can only be manually checked one by one through manual documents or forms, which is inefficient, error-prone, and takes up a lot of personnel.
If there are many upstream and downstream partners, the timeliness of data will be difficult to guarantee

Method used

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  • Collected account checking method for bank-insurance managed e-business system
  • Collected account checking method for bank-insurance managed e-business system
  • Collected account checking method for bank-insurance managed e-business system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0017] As shown in Figure 1, the bank insurance custody e-commerce system aggregation reconciliation method of the present invention comprises the following steps:

[0018] The first step is to establish the connection between the bank insurance custody e-commerce transaction computer system and the bank's e-commerce computer system. The connection takes the form of the Internet or a dedicated line, and establishes a proprietary virtual account for funds in the connected bank's e-commerce computer system;

[0019] Step 2: Each member logs in to the bank insurance custody e-commerce transaction computer system through its own computer to register, and after verifying the user's identity through the certificate gateway, the financial computer system of each registered member is docked with the bank insurance custody e-commerce transaction computer system; the docking takes Internet or dedicated line, the data transmission after docking is encrypted by an encryption machine;

[0...

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Abstract

The invention discloses a method for disclosing a collected account checking method for a bank-insurance managed e-business system. The method comprises the following steps that: 1, connection of a bank-insurance managed e-business trading computer system and a bank e-business computer system is established, and an exclusive fund virtual account is set; 2, all members log in the bank-insurance managed e-business trading computer system for registering connection through individual computers; 3, all registered members acquire the allocated virtual sub-accounts in the bank e-business computer system through the bank-insurance managed e-business trading computer system; 4, when the registered members trade, the buyers transfer fund to the virtual sub-accounts for trade payment; and 5, the registered member finance computer system and the account change information extracted by the bank-insurance managed e-business trading computer are automatically account-checked, and the account is recorded according to a correct account-checking result. The method has the advantages that: a gateway technique is adopted to integrate different needs of enterprises, so that the information flow, the fund flow and the logistics of the enterprises are integrated, and the complete e-business is realized.

Description

technical field [0001] The invention relates to the field of e-commerce, in particular to a method for aggregation and reconciliation of a bank insurance custody e-commerce system. Background technique [0002] With the rapid development of Internet technology, online e-commerce came into being. Online e-commerce transactions have the advantages of convenient remote transactions, high efficiency, and low cost. Therefore, more and more enterprises have begun to use corporate online banking and use e-commerce to conduct online transactions. With the diversification of payment methods, the security, convenience, consistency and timeliness of fund payment are all the more important. At present, most enterprises have used financial computer software for accounting transactions, but they often cannot be connected with bank receipts, and can only be manually checked one by one through manual documents or forms, which is inefficient, error-prone, and requires a large number of per...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/00G06Q20/00
Inventor 龙全录罗勇肖晨
Owner 郑州银保托管电子商务有限公司
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