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Batch money drawing machine and batch money drawing method

A cash machine and the same technology are applied to the complete banking system, devices that accept coins, instruments, etc., to achieve the effects of alleviating queuing withdrawals, improving utilization rates, and saving maintenance costs

Inactive Publication Date: 2009-02-11
BEIJING RINRONG TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Recently, for the convenience of users, the upper limit of the ATM daily withdrawal amount has been adjusted to 20,000 yuan. If the current ATM machine is used, the user needs to withdraw 8 times to get 20,000 yuan. Each time takes 2 to 3 minutes, and one withdrawal will cost 20 yuan. More than a few minutes, which is almost unacceptable for users who withdraw money and users who are waiting

Method used

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  • Batch money drawing machine and batch money drawing method
  • Batch money drawing machine and batch money drawing method
  • Batch money drawing machine and batch money drawing method

Examples

Experimental program
Comparison scheme
Effect test

no. 1 example

[0071] Such as Figure 2A As shown, the system of this embodiment mainly includes a body 6 and a card reading device (not shown in the figure) installed in the body, a control device (not shown in the figure), a payment device 3, a coin guide channel 4 and a cash output device 5. Wherein the baffle plate adjacent to the banknote dispensing device 5 is the baffle plate of the user's operation surface below the body.

[0072] There can be one or more payment devices 3, and 2 of them arranged side by side are shown in the figure. The bundle of banknotes is extracted and sent to the entrance of the coin guide channel 4.

[0073] The inlet and the outlet of the coin guide channel 4 are respectively connected to the payment device 3 and the cash output device 5 , forming a passage for bundled banknotes to slide from the payment device 3 to the cash output device 5 .

[0074] The banknote output device 5 is installed at the banknote outlet, and can accommodate bundled banknotes. A...

no. 2 example

[0111] Such as Figure 13 with 14 As shown, the system of this embodiment also includes a body 6' and a card reading device (not shown in the figure) installed in the body, a control device (not shown in the figure), a payment device 3', a coin guide channel 4' and Cash out device 5'. The overall functions and connections of the above devices are also the same as those in the first embodiment, and will not be repeated here.

[0112] On concrete structure, banknote output device 5' and ATM body 6' are also identical with the first embodiment, and payment device 3' and guiding coin channel 4' are different from the first embodiment. In addition, there are some differences in the method of withdrawal. It will be described in detail below.

[0113] The sectional view of payment device 3' of the present embodiment is as Figure 15 As shown, it can be referred to the Chinese patent No. 02245909.X titled "A Kind of Intelligent Batch Payment Device", which is the same as the stru...

no. 3 example

[0133] The structure of this embodiment batch cash machine is as Figure 1A , Figure 1B with Figure 1C As shown, the main difference between this batch cash dispenser and the first embodiment is that there is no coin guide channel, and the bundled banknotes pushed out by the payment device can directly fall into the storage slot of the banknote dispensing device.

[0134] As shown in the figure, the rotating body of the banknote output device 5 is placed horizontally, the end of the storage slot on it is opened, and it is placed close to the bundled banknote push-out opening on the payment device 3. If the gap is less than 2mm, the push-out mechanism (not shown) It is located on the other side of the payment device 3 and corresponds to the push-out port. In addition, the upper part of the cabinet body is a slanted plate, and the lower part is a vertical plate. The inclined surface and the vertical surface are connected by a flat plate, and the cash outlet is located on the ...

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Abstract

The invention relates to a bulk cash-withdrawing method which comprises the following steps: (a) the paper money are wrapped to form several paper money bundles according to the different currency amounts and the paper money bundles are respectively loaded in the accommodating units of the teller of an automatic teller machine; and (b) after a user inserts the ATM card and inputs the amount to withdraw after the identification is confirmed, the paper money bundle of the corresponding amount is taken out of the accommodating unit of the teller device and then delivered to the cash door to allow the user to take the money. The invention further relates to a bulk cash teller machine comprising a machine body inside which a card reader, a controller, a teller and a cash dispenser are arranged, wherein the teller is used for accommodating the paper money bundles, taking out the paper money bundles according to the command from the controller and delivering the paper money bundles to the cash dispenser; the cash dispenser is arranged at the site of the cash door, can accommodate the paper money bundle, and open the cash door at the time that the user withdraws the money according to the command from the controller and close the cash door after the money is withdrawn; and the controller is used for controlling each part to complete the cash-withdrawing process. The bulk cash-withdrawing method and the bulk cash-withdrawing device can accelerate the cash-withdrawing speed and reduce the equipment cost.

Description

technical field [0001] The invention relates to an automatic teller machine and a withdrawal method. Background technique [0002] Present automatic teller machine (ATM) has been widely used, but before automatic teller machine, the situation of waiting in long queues to withdraw often occurs, and the withdrawal time is often very long, which brings great inconvenience to the depositors. Due to the limitation of land occupation and cost, the number of ATMs is limited. To alleviate the phenomenon of queuing in front of ATMs, it is an effective method to shorten the time spent for one withdrawal as much as possible. [0003] Under the current automatic withdrawal method, the payer inserts the bank card and key in the password. After passing the authentication, key in the withdrawal amount (usually 100 yuan is the minimum unit), and the cash machine will first count out the corresponding amount of banknotes according to the stated amount, and then Pay the withdrawer through th...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F19/00G07D11/00
Inventor 陆洪瑞
Owner BEIJING RINRONG TECH
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