User interface for loyalty accounts and private label accounts for a wearable device

Abstract

The present disclosure generally relates to the use of loyalty accounts, private label payment accounts, and general payment accounts using a wearable electronic device with an electronic wallet. Various accounts are linked to the electronic device. In some examples, the electronic device is NFC-enabled. The electronic device may be used to provide loyalty account information and payment account information to a payment terminal, such as an NFC-enabled payment terminal.

Description

CROSS-REFERENCE TO RELATED APPLICATIONS[0001]This application claims priority from U.S. Provisional Patent Application Ser. No. 62 / 230,430, entitled “USER INTERFACE FOR LOYALTY ACCOUNTS AND PRIVATE LABEL ACCOUNTS FOR A WEARABLE DEVICE”, filed Jun. 5, 2015, which is hereby incorporated by reference in its entirety for all purposes.[0002]This application relates to the following provisional applications: U.S. Patent Application Ser. No. 62 / 004,886, entitled “USER INTERFACE FOR PAYMENTS”, filed May 29, 2014, (Reference No. P22848USP1); U.S. Patent Application Ser. No. 62 / 047,545, entitled “USER INTERFACE FOR PAYMENTS”, filed Sep. 8, 2014, (Reference No. P22848USP2); U.S. Patent Application Ser. No. 62 / 127,790, entitled “USER INTERFACE FOR PAYMENTS”, filed Mar. 3, 2015, (Reference No. P22848USP3); and U.S. Patent Application Ser. No. 62 / 110,566, entitled “USER INTERFACE FOR PAYMENTS”, filed Feb. 1, 2015, (Reference No. P26049USP1); U.S. Patent Application Ser. No. 61 / 912,727, entitled “...

AI Technical Summary

Benefits of technology

The present invention provides faster and more efficient methods and interfaces for linking accounts to electronic devices, selecting an account for a transaction, and transmitting account information in a transaction. These methods and interfaces reduce the cognitive burden on users, increase efficiency, and user satisfaction. They also decrease the number of unnecessary inputs, reduce processing power requirements, and decrease power consumption, leading to longer battery life. Overall, these improvements enhance device performance and functionality.

Problems solved by technology

Some techniques for linking accounts to an electronic device, selecting an account for use in a transaction, and transmitting account information in a transaction, however, are generally cumbersome and inefficient.

For example, existing techniques use a complex and time-consuming user interface, which may include multiple key presses or keystrokes.

Existing techniques require more time than necessary, wasting user time and device energy.

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