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Insurance claim settlement system based on block chain

A block chain and subsystem technology, applied in the information field, can solve problems such as difficulty in ensuring the authenticity of relevant documents and bills, and achieve the effect of eliminating the possibility of forging business files, improving security, and ensuring authenticity

Pending Publication Date: 2022-07-15
浙江数秦科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, its technical solution cannot solve the problem that it is difficult to ensure the authenticity of relevant documents in the process of insurance claims

Method used

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  • Insurance claim settlement system based on block chain
  • Insurance claim settlement system based on block chain
  • Insurance claim settlement system based on block chain

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0020] Blockchain-based insurance claims system, please refer to the appendix figure 1 , including the file subsystem 10 and the claim settlement business subsystem 30. The claim settlement business subsystem 30 includes an acceptance subsystem 31, an association subsystem 32 and a claims settlement subsystem 33. When a claim settlement event occurs in the insured subject 20, the insured subject 20 sends a claim settlement request To the acceptance subsystem 31, the acceptance subsystem 31 creates a new claim settlement task, assigns a task number, and extracts the hash value of the identification of the insurance applicant 20 as an identification code. The acceptance subsystem 31 publishes a smart contract on the blockchain, and the smart contract publishes the identification code. and the public key of the associated subsystem 32, the file subsystem 10 is deployed on the service subject that provides services for the insurance subject 20, collects and manages the service subj...

Embodiment 2

[0034] Based on the blockchain-based insurance claim settlement system, this embodiment further improves the time-limited encryption algorithm on the basis of the first embodiment.

[0035] In the time-limited encryption algorithm scheme described in the first embodiment, if the correct n value is not obtained, m univariate polynomials can be recovered through m sample points. In order to improve the security of time-limited encryption, the bulletin board should disclose multiple sample points, such as 512 or 1024 sample points. But even if the number of sample points is increased, the encryption polynomial is easy to be cracked by exhaustive attempts.

[0036] Please see attached Figure 5 , in this embodiment, the time-limited encryption algorithm includes: step C01) the file subsystem 10 exhaustively enumerates the univariate polynomials of n sample points in the m sample points; step C02) arranges the univariate polynomials in ascending order of sample distance; step C03)...

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Abstract

The invention relates to the technical field of information, in particular to an insurance claim settlement system based on a block chain, which comprises an archive subsystem and a claim settlement service subsystem, and is characterized in that the claim settlement service subsystem comprises an acceptance subsystem, an association subsystem and a claim settlement subsystem; an archive subsystem collects business archives of a service subject, extracts evidence storage hash values of the business archives and extracts hash values of identifiers of a served subject, if a consistent identification code exists, the business archives are encrypted and then uploaded to a block chain, and an association subsystem polls the block chain and decrypts to obtain all the business archives, and after a preset duration, the association subsystem sends the business archives to the service subject. And the claim settlement subsystem obtains the total amount of claim settlement of the insurance subject according to all the business archives associated with the claim settlement task, and completes the claim settlement task. The method has the substantive effects that the authenticity of the business archive is ensured, and the safety of the business archive is favorably improved.

Description

technical field [0001] The invention relates to the field of information technology, in particular to a blockchain-based insurance claim settlement system. Background technique [0002] Insurance claims means that when the insured object suffers an insured accident and the insured suffers property loss or personal life damage, or when other insurance accidents stipulated in the policy occur and insurance money needs to be paid, the insurance company shall perform the compensation or payment according to the contract. The act of responsibility is the work that directly reflects the insurance function and fulfills the insurance responsibility. The claims settlement procedure generally includes filing a case for investigation, reviewing certificates and materials, approving insurance responsibilities and fulfilling payment obligations. During the review of certificates and materials, the policyholder needs to provide a large number of service documents and bills, and these ser...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q10/06G06F21/60G06F21/64
CPCG06Q40/08G06Q10/06311G06F21/602G06F21/64
Inventor 张金琳俞学劢高航
Owner 浙江数秦科技有限公司
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