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Credit report analysis method and system, terminal equipment and storage medium

An analysis method and report technology, applied in the direction of instruments, calculations, electrical digital data processing, etc., can solve difficult problems, achieve automation and intelligence, solve the effects of inconsistent label names, and flexible analysis

Pending Publication Date: 2022-04-15
XI AN JIAOTONG UNIV
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This creates great difficulties for the important module of report parsing
At present, most of the report analysis work is only for fixed-format credit reports. How to realize the analysis of various styles of credit report files and obtain user information is a problem to be solved.

Method used

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  • Credit report analysis method and system, terminal equipment and storage medium
  • Credit report analysis method and system, terminal equipment and storage medium
  • Credit report analysis method and system, terminal equipment and storage medium

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Embodiment Construction

[0036] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of embodiments of the present invention, but not all embodiments. The components of the embodiments of the invention generally described and illustrated in the figures herein may be arranged and designed in a variety of different configurations.

[0037] Accordingly, the following detailed description of the embodiments of the invention provided in the accompanying drawings is not intended to limit the scope of the claimed invention, but merely represents selected embodiments of the invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art wi...

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Abstract

The invention provides a credit report analysis method and system, terminal equipment and a storage medium, and the method comprises the steps: constructing a credit report feature and a credit report feature group, reporting a credit report identifier in a database, taking out a corresponding credit report, and carrying out the calculation of the credit report feature according to the taken credit report; all the credit reports in the folder where the credit reports are located are filtered, marked and calculated, a model data set is created, and the model data set is stored in a database. The user information can be obtained from the credit reports in different formats through the same feature, filtering, conversion and function calculation of the user information according to specific requirements are supported, the features can be developed and calculated online according to services, analysis of the credit reports is more flexible, automatic and intelligent, and the analysis efficiency of the credit reports is improved. The problem that different types of credit report files are difficult to analyze in the prior art is solved.

Description

technical field [0001] The invention belongs to the technical field of financial services, and relates to a credit report analysis method, system, terminal equipment and storage medium. Background technique [0002] In the financial loan business, the credit report plays a decisive role. All loan businesses must use the credit report for risk assessment, and carry out their own business based on the assessment report. Therefore, each financial institution will set up its own credit report system. Acquiring, parsing and storing credit information data, which results in the diversity of credit information reports. For example, in the personal credit report, there are different document structures such as JavaScript objectNotation (JSON), Extensible Markup Language (XML), and HTML. This creates great difficulties for the important module of report parsing. At present, most of the report analysis work is only for fixed-format credit reports. How to realize the analysis of vari...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F40/205G06F40/151
Inventor 徐亦飞王超勇朱利王正洋秦志强张扬张越皖
Owner XI AN JIAOTONG UNIV
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