Method for determining state information of remittance service based on distributed architecture

A technology of distributed architecture and status information, applied in the fields of processors, electronic devices, and computer-readable storage media, can solve the problems of unclear and accurate remittance process status, and achieve dynamic understanding requirements, business status information and technical status. Clear and accurate information

Pending Publication Date: 2022-04-05
POSBANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] The main purpose of this application is to provide a method, device, computer-readable storage medium, processor, and electronic device for determining the state information of the remittance business based on a distributed architecture, so as to solve the problem that the state of the remittance process in the prior art is not clear enough , exact question

Method used

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  • Method for determining state information of remittance service based on distributed architecture
  • Method for determining state information of remittance service based on distributed architecture
  • Method for determining state information of remittance service based on distributed architecture

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0083] The remittance status flow process of the large-amount payment channel and the small-amount payment channel:

[0084] Outward remittance direction: the user applies for outward remittance, and the teller applies for verification and pending account processing after the remittance fails; different states are used to represent the business processing results; and the corresponding failure states are extracted according to different failure scenarios; the final remittance status includes: Deduction failed, reversed, liquidated / netted, queued, returned, and re-sent. The specific flow of remittance status is as follows:

[0085] (1) When the user handles RMB inter-bank remittance through the counter, the account deduction fails and the transaction ends, remittance status = deduction failure (final state); technical status information = outbound call failure or outbound call timeout / abnormal, corresponding to the failure of the associated system Response and no response;

[...

Embodiment 2

[0098] The remittance status flow process of online payment inter-bank settlement:

[0099] Remittance direction: Taking the real-time cross-bank outward remittance through the counter as an example, different statuses are used to represent the business processing results, including the status "netted" extracted according to the success scenario, and the corresponding status is extracted according to different failure scenarios. The failure status is "deduction failed", "reversed", "reversed failed", and the flow of remittance status is as follows:

[0100] (1) The user handles the inter-bank outward remittance through the counter. If the account deduction fails, the transaction ends. Remittance status = completed (final status), technical status information = outbound call timeout / abnormal;

[0101] (2) Outbound supernet front, if the outbound call fails, the remittance status = has been reversed (reset), technical status information = outbound call failed; if the outbound c...

Embodiment 3

[0109] UnionPay's remittance status transfer process:

[0110] Remittance direction: real-time transfer out, debit transfer out, and the finalized status includes deduction and deduction failure;

[0111] Remittance direction: real-time transfer-in, debit transfer-in, and the finalized status includes credited, credited failed, and sent failed. The flow of remittance status is as follows:

[0112] (1) The user uses the bank card of the First Bank to handle UnionPay remittance through the ATM (Automatic Teller Machine, ATM for short) of the First Bank. Successful call, remittance status = debited (final state); account withdrawal failed, technical status information = outbound call failed, remittance status = deduction failed (final state); account withdrawal timed out, technical status information = outbound call timeout / abnormal , remittance status = deduction failure (final state);

[0113] (2) The user uses the bank card of the First Bank to handle the UnionPay remittanc...

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Abstract

The invention provides a method for determining state information of a remittance service based on a distributed architecture, and the method comprises the steps: obtaining a main service corresponding to the main data of a target remittance service, the main service being at least one of a plurality of services obtained by splitting the target remittance service according to a service-oriented architecture; according to the main service, multiple pieces of business state information and multiple pieces of technical state information are determined, the first predetermined transaction is at least part of transaction related to the main service, and the business state information is information representing the circulation condition of the first predetermined transaction; the technical state information is information representing an interaction result between services corresponding to the first predetermined transaction, and the scheme ensures that the obtained business state information and technical state information are clear and accurate, so that the problem that the state of a remittance process is not clear and accurate enough in the prior art is solved; and the dynamic understanding requirements of different crowds on the remittance business are met.

Description

technical field [0001] The present application relates to the field of remittance business, and specifically relates to a method, device, computer-readable storage medium, processor, and electronic device for determining state information of remittance business based on a distributed architecture. Background technique [0002] In the traditional centralized architecture, all processing can be completed in a single system; for the distributed architecture, the service capabilities of the financial system are jointly provided by several or dozens of services, and each service focuses on in its own core logic. [0003] Existing international remittance transactions based on distributed architecture include cross-border remittances and the foreign currency part of cross-bank remittances. The transaction is divided into three links. The bank remittance component is responsible for verifying transaction information and controlling the transaction process; the personal deposit com...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04G06Q40/02G06F16/27
Inventor 邓萍张丰超杨若帆孟美玲李嘉
Owner POSBANK
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