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Method and system for detecting validity of coal mine enterprise insurance policy

A detection method and insurance policy technology, applied in forecasting, other database retrieval, resources, etc., can solve the problem of insurance institutions increasing claims, and achieve the effect of improving efficiency and reducing lag

Active Publication Date: 2021-10-22
JINGYING SHUZHI TECH HLDG CO LTD
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  • Abstract
  • Description
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  • Application Information

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Problems solved by technology

However, due to the fact that insurance institutions are lagging behind in grasping the non-compliance behavior of coal mines, insurance institutions have increased the possibility of claim settlement. Therefore, insurance institutions are very slow in grasping the operation information of coal mines and checking the validity of insurance policies. Is necessary

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  • Method and system for detecting validity of coal mine enterprise insurance policy
  • Method and system for detecting validity of coal mine enterprise insurance policy
  • Method and system for detecting validity of coal mine enterprise insurance policy

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Embodiment Construction

[0044] Preferred embodiments of the present invention will be described in more detail below with reference to the accompanying drawings. Although preferred embodiments of the invention are shown in the drawings, it should be understood that the invention may be embodied in various forms and should not be limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the invention to those skilled in the art.

[0045] The terminology used in the present invention is for the purpose of describing particular embodiments only and is not intended to limit the invention. As used herein and in the appended claims, the singular forms "a", "the", and "the" are intended to include the plural forms as well, unless the context clearly dictates otherwise. It should also be understood that the term "and / or" as used herein refers to and includes any and all possible combinations o...

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Abstract

The invention relates to a method and a system for detecting validity of a coal mine enterprise insurance policy. The method comprises the following steps: obtaining production data from a mine end, and obtaining an insurance policy provision of an insurance policy corresponding to the mine end from an insurance end; matching the production data with a safety production project in the insurance policy deduction to obtain a matching result; updating an insurance policy state according to the matching result; and updating the insurance policy state in the insurance end according to the updated insurance policy state. According to the scheme provided by the invention, the hysteresis of a safety mechanism for mastering coal mine operation information can be reduced, and the trend of a coal mine can be known in time. The coal mine sensor data is monitored through the safety insurance system, and the efficiency of monitoring non-compliance operation and claim settlement of a coal mine by an insurance mechanism is improved.

Description

technical field [0001] The invention relates to the fields of computer software and insurance, in particular to a method and system for detecting whether an insurance policy of a coal mining enterprise is valid. Background technique [0002] In order to improve the safety production capacity of coal mines, the regulatory agency stipulates that production and operation units such as coal mining enterprises need to purchase "safety production liability insurance" (hereinafter referred to as: safety liability insurance) from insurance institutions. Commercial insurance that compensates for casualties and related economic losses caused by production safety accidents, and provides accident prevention services for the insured production and operation units. Liability insurance, when an accident occurs in the insured coal mine, the insurance agency will settle the claim for it. In order to prevent coal mines from pursuing high production and increasing income, coal mining may exce...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q10/04G06Q40/08G06F16/903
CPCG06Q10/0639G06Q10/04G06Q40/08G06F16/903Y02P90/30
Inventor 王永琴田汉潘涛李锦涛赵思远
Owner JINGYING SHUZHI TECH HLDG CO LTD
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