Fund data processing method and device

Abstract

The invention provides a fund data processing method and device which can be used in the financial field or other fields, and the method comprises the steps: obtaining the available balance of each node in a target enterprise organization structure tree; if a positive balance node and a negative balance node exist in the same hierarchy, performing transverse fund clearing processing by applying the node quota of the positive balance node and the available balance of the negative balance node of the hierarchy, so that the available balance of the nodes of the hierarchy is greater than or equal to 0 or the node quota of the positive balance node is 0; the positive balance node is a node of which the node quota is greater than or equal to 0 and the available balance is greater than or equal to 0, the negative balance node is a node of which the available balance is less than 0, and the node quota is the sum of the available balance of the node and the available balance of each descendant node of the node. According to the invention, the efficiency of fund settlement processing can be improved, and the normal transaction process of an enterprise can be ensured.

Description

technical field [0001] The present application relates to the technical field of data processing, in particular to a fund data processing method and device. Background technique [0002] With the development of economy and technology, at present, many large enterprises will set up multiple branches to improve the convenience of business handling. The economic benefits of different branches may be different, and the account balance may also be different. When the account balance of the branch company is not enough to pay externally, it may lead to problems such as bank advances or the branch company directly borrowing from the bank, which will easily affect the credit of the company and cause high loan interest. Contents of the invention [0003] Aiming at the problems in the prior art, the present application proposes a fund data processing method and device, which can improve the efficiency of fund clearing and processing, thereby ensuring the normal transaction process o...

AI Technical Summary

Problems solved by technology

When the account balance of the branch company is not enough to pay externally, it may lead to problems such as bank advances

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