Supply chain finance service method and device based on parallel chain technology

A service method and technology of a service device, applied in finance, data processing applications, special data processing applications, etc., can solve problems such as opaque wealth management asset information, difficult target asset authenticity, unclear risks and responsibilities, etc.

Pending Publication Date: 2021-08-13
HUAQIAO UNIVERSITY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The current supply chain financial system information flow, business flow verification is difficult, high cost, low efficiency, supply chain financial participants need to repeatedly confirm the authenticity and validity of the contract; the risk and relationship between the platform and the upstream and downstream small and medium-sized enterprises Responsibilities are not clear, risk

Method used

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  • Supply chain finance service method and device based on parallel chain technology
  • Supply chain finance service method and device based on parallel chain technology
  • Supply chain finance service method and device based on parallel chain technology

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Embodiment Construction

[0027] This application provides a supply chain financial service method and device based on parachain technology. Parallel chains are used as a business platform architecture to record transaction information of core enterprises, capital suppliers, upstream and downstream small and medium-sized enterprises and other participants in the district In the block chain account book, the use of block chain technology has technical characteristics such as distributed storage, data tamper-proof, traceability, and multi-party consensus to realize decentralized trust establishment and reshape the trust among financial participants in the supply chain.

[0028] The technical solutions in the embodiments of the present application will be described below with reference to the drawings in the embodiments of the present application. In this application, "at least one" means one or more, and "multiple" means two or more. "And / or" describes the association relationship of associated objects, ...

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PUM

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Abstract

The invention provides a supply chain finance service method and device based on a parallel chain technology, and the method comprises the steps: building a multi-chain structure supply chain finance service platform, in which multiple user participate, based on a blockchain technology, wherein the multi-chain structure comprises a main chain and a parallel chain, the main chain is used for storing data and consensus; and the parallel chain is used for processing transaction information. The parallel chain is used as a business platform architecture, transaction information of participants such as a core enterprise, a fund supplier, upstream and downstream small and medium-sized enterprises and the like is recorded in a blockchain ledger, and decentralized trust establishment is realized by utilizing the technical characteristics of distributed storage, data tamper-proofing, traceability, multi-party consensus and the like of the blockchain technology, and trust between supply chain finance participants is remodeled.

Description

technical field [0001] The present invention relates to the field of blockchain, in particular to a supply chain financial service method and device based on parachain technology. Background technique [0002] Supply chain finance (SCF) is a professional field of commercial bank credit business (bank level), and it is also a financing channel for enterprises, especially small and medium-sized enterprises (enterprise level). Supply chain finance is to provide customized financial services for a certain link or the whole chain of the supply chain. By integrating information, capital, logistics and other resources, it can improve the efficiency of capital use, create value for all parties and reduce risks. Enterprises in the core position of the industrial chain rely on their high credit advantages to open up avenues to obtain cheap funds, and provide financing services to small and medium-sized enterprises at all levels downstream of the industrial chain to build a closer indu...

Claims

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Application Information

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IPC IPC(8): G06Q40/06G06Q40/02G06F16/27
CPCG06Q40/06G06F16/27G06Q40/03
Inventor 郭荣新刘琪吴金飞张晟
Owner HUAQIAO UNIVERSITY
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