Distributed enterprise credit evaluation method based on information sharing

Abstract

The invention discloses a distributed enterprise credit evaluation method based on information sharing, and the method comprises the steps: building a credit evaluation model, carrying out the self-inspection of the credit evaluation model, collecting enterprise data, collecting enterprise credit data, classifying and screening the data, substituting the data into the credit evaluation model, generating a credit evaluation report, and selecting enterprise credit evaluation data in an existing database; calculating an average value of the enterprise credit evaluation data; according to the average value of the enterprise credit evaluation data, presetting a standard credit evaluation standard, and constructing an enterprise credit evaluation model in the server. According to the invention,the enterprise credit evaluation model is constructed by selecting the enterprise credit evaluation data in the existing database; the enterprise credit evaluation model can be constructed by taking existing enterprise credit evaluation data as a standard, and self-inspection is performed on the constructed enterprise credit evaluation model, so that the probability of enterprise credit evaluationerrors caused by errors of the enterprise credit evaluation model is reduced.

Description

Technical field [0001] The present invention relates to the field of corporate wind control technology, and is specifically a distributed enterprise credit evaluation method based on information shared. Background technique [0002] With the economic globalization, the factors involved in the operations are increasing, accurately assessing corporate credit needs to make full use of financial, taxation, industrial and commercial departments, and various banks, and their own accumulation of local governments. A large amount of data, using distributed privacy protection data mining methods can discover more potentially useful knowledge from storage in different data within the government or enterprise, not only can reduce the risk of decision-making due to uncertain knowledge, but also Providing a more scientific and reasonable basis for corporate credit assessment, corporate credit assessment is an important part of commercial banks in credit business, and directly affects the succ...

AI Technical Summary

Problems solved by technology

[0004] The present invention provides a technical solution, which can effectively solve the above-mentioned problems in the background technology, mainly applying some credit evaluation models, or using manual review and evaluation of enterprise information. Such enterprise information evaluation work does not have a specific credit evaluation model, and enterprise credit evaluation It is prone to mistakes, takes a long time, and because the source of enterprise data information is single, it affects the accuracy of enterprise credit evaluation, thereby affecting the efficiency and effectiveness of enterprise credit evaluation work

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