Intelligent logistics insurance method based on mobile terminal

Abstract

The invention relates to an intelligent logistics insurance method based on a mobile terminal, and the method comprises the steps: installing a logistics insurance APP on the mobile terminal, and employing the logistics insurance APP for the input driving license information of a driver of a logistics vehicle, the goods information of a current batch of carried goods of the logistics vehicle, andthe logistics information of the carried goods of the batch; after violation record information of driving license information of a logistics vehicle driver in recent two years is called, consideringthe road smoothness condition of a transportation route and the personal condition of the logistics vehicle driver fully, and obtaining the insurance premium for the batch of goods by utilizing the insurance coefficient, the insurance amount and the insurance adjustment coefficient of the batch of goods. The problems of low efficiency and low accuracy caused by manual underwriting and insurance buying are avoided, the road smoothness condition possibly influencing goods insurance premium and the personal condition (historical violation record information) of a logistics vehicle driver are fully considered, and insurance buying for goods carried by a logistics vehicle is more intelligently and automatically achieved.

Description

Technical field [0001] The invention relates to the field of logistics, in particular to an intelligent logistics insurance method based on a mobile terminal. technical background [0002] In recent years, with the development of e-commerce, more and more users like to shop online through their mobile phones anytime and anywhere. Of course, in line with it, the logistics industry has been further developed along with the development of e-commerce. [0003] When the logistics company undertakes the transportation business of goods, the logistics company will also face some risks, which will have a great negative impact on the operation of the logistics company, especially when the logistics vehicles of the logistics company transport these goods, the risks always exist. Of course, the owner of the goods carried by the logistics vehicles will also incur certain risks due to the transportation of the logistics companies. Therefore, how to facilitate the logistics company and the own...

AI Technical Summary

Problems solved by technology

However, the underwriting accuracy of this kind of logistics insurance is closely related to the professional level and experience of the underwriters, resulting in large differences in the underwriting results of different underwriters

[0005] In addition, the insurance method based on manual underwriting cannot take into account the comprehensive factors of the logistics transportation process and the situation of the logistics vehicle driver, and it is difficult to improve the intelligent underwriting for the goods carried by the logistics, which also reduces the efficiency and efficiency of insurance. Insurance accuracy

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