Prepaid coupon compensation management system and method

A management system and prepaid card technology, which is applied in the direction of prepayment scheme, payment system, payment system structure, etc., can solve the problems of difficult calculation of prepaid card compensation amount, achieve convenient personalized setting, guarantee interests, and reduce consumption safety risks Effect

Pending Publication Date: 2020-11-03
云卡联(重庆)互联网科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The present invention intends to provide a prepaid card coupon payment management system to solve the problem of difficult calculation of the prepaid card payment amount

Method used

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  • Prepaid coupon compensation management system and method
  • Prepaid coupon compensation management system and method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0038]Management system for prepaid card coupon compensation, such as figure 1 Shown: It includes processing module, card issuing module, insurance application module and compensation module. The processing module can use the existing cloud server, the signal connection processing module of the card issuing module, and the wireless connection processing module of the insurance application module. The compensation module signal is connected to the processing module.

[0039] The management method of prepaid card coupon compensation based on the above-mentioned prepaid card coupon compensation management system, such as figure 2 shown, including the following:

[0040] Obtain the prepaid amount of the prepaid card through the processing module, and the prepaid amount can be input through the front-end recharge terminal, that is, the prepaid amount is the recharge amount, and the processing module judges the number of cards and the single card that should be generated according...

Embodiment 2

[0057] The difference from Embodiment 1 is that the processing module obtains the setting type of the prepaid card and determines the preset limit of a single card according to the setting type of the prepaid card, and the setting type of the prepaid card includes ordinary cards and VIP cards.

[0058] The preset limit is determined according to the type of prepaid card. For example, the preset limit for a single platinum prepaid card as an ordinary card is 500 yuan, and the preset limit for a single diamond prepaid card as a VIP card is 800 yuan, which is convenient for managing different types of prepaid cards. amount.

Embodiment 3

[0060] The difference with Embodiment 1 is that it also includes a database module for storing the card information and insurance information of each prepaid card user. The card information includes sub-card quantity, setting type and card amount; the identification method of each prepaid card user is Existing, such as identification by a unique number, will not be repeated here; the data in the data module is encrypted and saved by the DES algorithm.

[0061] The processing module signal is connected with a storage module that stores the prepaid card information and the dynamic consumption information generated by consumption. The processing module judges whether the compensation amount is greater than the upper limit threshold, and the upper limit threshold is set according to the prepaid amount. When the compensation amount is greater than the upper limit threshold, the processing module obtains the card information of the prepaid card with abnormal compensation amount; the ...

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Abstract

The invention relates to the technical field of prepaid card management, in particular to a prepaid card coupon compensation management system and method, and the system comprises a processing module,a card issuing module, an insurance module and a compensation module. The method comprises the steps that the prepayment amount is obtained through the processing module, the processing module generates the card number and the card amount according to the prepayment amount and the preset limit of a single prepaid card, the processing module sends card opening information to the card issuing module according to the card number and the card amount, and the card issuing module is used for generating the prepaid card with a plurality of daughter cards according to the card opening information. The processing module obtains the prepaid card and sends the prepaid card to the insurance module for insurance. According to the system and method, the compensation amount of the single prepaid card isindependently calculated for the scattered insurance of the single prepaid card, so that the calculation difficulty of the compensation amount of the prepaid card is greatly reduced.

Description

technical field [0001] The invention relates to the technical field of prepaid card management, in particular to a management system and method for prepaid card coupon compensation. Background technique [0002] A prepaid card is a prepaid voucher issued by a merchant through a specific carrier and form for the purpose of profit, and can be used to purchase goods or services at a specific merchant or multiple merchants. Recharge a single prepaid card with a limited amount, and then allow users to enjoy discounts or benefits when using the prepaid card for consumption and payment. For example, if the recharge reaches a certain amount, then a certain amount of discount card will be sent, and after recharging, you can enjoy discounts when paying with the card For discount cards, entitlement cards to enjoy discount qualifications after purchasing cards, and benefit cards to enjoy per-time consumption after purchasing cards, etc., because the prepaid funds are delayed in consumpt...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/28G06Q20/34G06Q20/38G06Q40/08
CPCG06Q20/28G06Q20/349G06Q20/387G06Q40/08
Inventor 王可加
Owner 云卡联(重庆)互联网科技有限公司
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