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Contract account management method and device, equipment and storage medium

A management method and account technology, applied in the computer field

Pending Publication Date: 2020-10-30
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The embodiment of the present invention provides a contract account management method, device, equipment, and storage medium, which can solve the problem of contract account creation, relieve the pressure on the transaction and accounting system, process transaction requests with high concurrency, reduce system response time, and improve Transaction Processing Efficiency

Method used

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  • Contract account management method and device, equipment and storage medium
  • Contract account management method and device, equipment and storage medium
  • Contract account management method and device, equipment and storage medium

Examples

Experimental program
Comparison scheme
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Embodiment 1

[0031] figure 1 It is a flow chart of a contract account management method provided by Embodiment 1 of the present invention. This embodiment is applicable to the situation where a contract account is created for fund transition and fund settlement in the business under the scenario of separation of transaction and accounting in the field of financial technology , the method can be executed by the management device of the contract account, the device can be realized by software and / or hardware, and the device can be integrated in the processor, such as figure 1 As shown, the method specifically includes:

[0032] Step 110, acquire the transaction request, and acquire the customer type according to the transaction request.

[0033] Wherein, the transaction request is a request for a fund lending transaction. The transaction request may be initiated by the product transaction component, for example, the product transaction component acting as an insurance product initiates the...

Embodiment 2

[0044] Figure 2a It is a flow chart of a contract account management method provided by Embodiment 2 of the present invention. This embodiment is a further refinement of the above-mentioned technical solution. The technical solution in this embodiment can be compared with the above-mentioned one or more embodiments. A combination of options. like Figure 2a As shown, the method specifically includes:

[0045] Step 210, obtain the transaction request, and obtain the customer type according to the transaction request.

[0046] Step 220: Create a contract account matching the customer type according to the customer type; wherein, the contract account includes a master account and at least one sub-account, and the number of sub-accounts corresponds to the customer type.

[0047] Step 230: Determine the registration elements of the contract account according to the transaction request, and generate a contract account master table corresponding to the master account and a contra...

Embodiment 3

[0076] image 3 It is a flow chart of a contract account management method provided by Embodiment 3 of the present invention. This embodiment is a further refinement of the above-mentioned technical solutions. The technical solutions in this embodiment can be compared with those in one or more of the above-mentioned embodiments. A combination of options. like image 3 As shown, the method specifically includes:

[0077] Step 310, acquire the transaction request, and acquire the customer type according to the transaction request.

[0078] Step 320: Create a contract account matching the customer type according to the customer type; wherein, the contract account includes a master account and at least one sub-account, and the number of sub-accounts corresponds to the customer type.

[0079] Step 330: Determine the registration elements of the contract account according to the transaction request, and generate a contract account master table corresponding to the master account ...

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Abstract

The embodiment of the invention discloses a contract account management method and device, equipment and a storage medium. The method comprises the steps of obtaining a transaction request, and obtaining a client type according to the transaction request; creating a contract account matched with the customer type according to the customer type, wherein the contract account comprises a main accountand at least one sub-account, and the number of the sub-accounts corresponds to the customer type; and determining registration elements of the contract account according to the transaction request,and generating a contract account main table corresponding to the main account and contract account sub-tables corresponding to the sub-accounts according to the registration elements. According to the method, the main account and the sub-account are created for the contract account, so that the pressure of a transaction and accounting system can be relieved, the transaction request is highly concurrently processed, the system response time is shortened, and the transaction processing efficiency is improved.

Description

technical field [0001] The embodiments of the present invention relate to the field of computer technology, and in particular, to a contract account management method, device, equipment, and storage medium. Background technique [0002] In the context of bundling transactions and accounting, the transfer of funds and settlement of funds in the business process are reflected in the form of internal accounts, which is not applicable to customer-facing products. Transactions and accounting can only be bundled to ensure normal transactions. [0003] With the development of the separation technology of transaction and accounting, the use of contract accounts to replace internal accounts for fund transition and fund settlement in the business process can improve the success rate of transactions. Among them, the contract account is an account that depends on the contract and is a non-entity account. It is suitable for unilateral bookkeeping in the separation of transaction and acco...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06Q40/04G06Q40/08
CPCG06Q40/02G06Q40/04G06Q40/08G06Q40/03
Inventor 白彧斐贾国琛李超陈超于磊林颖陈达刘海王欢梁慧
Owner CHINA CONSTRUCTION BANK
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