A Rating System for Heavy Machinery Manufacturing Enterprises Suitable for Banking System

Abstract

The invention relates to a rating system suitable for heavy machinery manufacturing enterprises in the banking system, comprising: an information processing module, a text recognition module, a communication module, a data module and a central control module. The present invention uses the information processing module and the text recognition module to identify and process information, uses the communication module to obtain information from the big data in the server, and then uses the data module to select specified keywords to retrieve the enterprise information, and can quickly determine the authenticity of the enterprise And the field to which the enterprise belongs, at the same time, the present invention uses the central control module to sequentially perform initial risk rating and initial credit rating on the enterprise, and by setting the risk rating before the credit rating, the risk coefficient of the bank when handling business with the enterprise is reduced, and through the The control module quickly judges the credit rating of the enterprise, which improves the efficiency of the bank's rating of the enterprise, and enables the bank to rate a large number of heavy machinery manufacturing enterprise customers in a short period of time.

Description

technical field [0001] The invention relates to the technical field of enterprise credit rating, in particular to a rating system suitable for heavy machinery manufacturing enterprises in the banking system. Background technique [0002] Credit is the premise and basis for the operation of a market economy. The market economy mainly realizes resource allocation through the market mechanism, and the basic principle of commodity exchange as the core content of the market mechanism is the equivalent exchange based on credit. With the complexity of the exchange relationship, the entire economic activity is connected by credit relationships that are connected and restrict each other. [0003] As a complete system, enterprise credit rating includes elements and indicators of credit rating, grades and standards of credit rating, methods and models of credit rating, etc. Enterprise credit rating The credit rating activities carried out with enterprises or units as the objects to b...

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Problems solved by technology

[0005] Therefore, the present invention provides a rating system suitable for heavy machinery manufacturing enterprises in the banking system to overcome the problem of low rating efficiency due to the inability to conduct standardized evaluations on a large number of heavy machinery manufacturing enterprise customers in the prior art

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