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Electric vehicle credit score evaluation method, device, equipment and medium

A technology of electric vehicles and credit, which is applied in data processing applications, sales/lease transactions, instruments, etc., can solve problems such as charging congestion, and achieve the effect of avoiding waste and occupying space

Active Publication Date: 2020-08-28
FUJIAN NEBULA ELECTRONICS CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The technical problem to be solved by the present invention is to provide an electric vehicle credit score evaluation method, device, equipment and medium, which can solve the problem of charging congestion caused by the lack of effective supervision of existing charging stations, and can realize the charging behavior of charging users. manage and supervise

Method used

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  • Electric vehicle credit score evaluation method, device, equipment and medium
  • Electric vehicle credit score evaluation method, device, equipment and medium
  • Electric vehicle credit score evaluation method, device, equipment and medium

Examples

Experimental program
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Effect test

Embodiment 1

[0039] This embodiment provides a method for evaluating credit scores of electric vehicles, such as figure 1 As shown, the method includes:

[0040] Step S1. Obtain relevant data of the user's real-time charging or scheduled charging behavior from the charging navigation system or the charging reservation system;

[0041] Step S2, cleaning the obtained relevant data, converting the relevant data into formatted data samples for credit evaluation model development; the present invention mainly uses conventional data processing methods to process all The related data mentioned above can be cleaned, for example, missing value processing, abnormal value processing, data calibration, discrete value dimensionality reduction, etc. can be used;

[0042] Step S3. Perform business logic analysis on the converted data samples, and select variables that can affect credit from the data samples as index data for credit evaluation model development;

[0043]Step S4, according to the selecte...

Embodiment 2

[0056] In this embodiment, a kind of electric vehicle credit evaluation device is provided, such as figure 2 As shown, the device includes a data acquisition module, a data conversion module, an index selection module, a model building module and a default processing module;

[0057] The data acquisition module is used to acquire relevant data of the user's real-time charging or scheduled charging behavior from the charging navigation system or the charging reservation system;

[0058] The data conversion module is used to clean the obtained related data, and convert the related data into formatted data samples for credit evaluation model development; when the present invention is implemented, it mainly uses conventional data Processing methods to clean the relevant data, for example, missing value processing, abnormal value processing, data calibration, discrete value dimensionality reduction, etc. can be used;

[0059] The index selection module is used to perform business...

Embodiment 3

[0074] This embodiment provides an electronic device, such as Figure 4 As shown, it includes a memory, a processor, and a computer program stored in the memory and operable on the processor. When the processor executes the computer program, any implementation manner in Embodiment 1 can be realized.

[0075] Since the electronic device introduced in this embodiment is the device used to implement the method in Embodiment 1 of this application, based on the method described in Embodiment 1 of this application, those skilled in the art can understand the electronic device of this embodiment. Specific implementation methods and various variations thereof, so how the electronic device implements the method in the embodiment of the present application will not be described in detail here. As long as a person skilled in the art implements the equipment used by the method in the embodiment of the present application, it all belongs to the protection scope of the present application. ...

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Abstract

The invention provides an electric vehicle credit score evaluation method and device, equipment and a medium. The method comprises the steps of acquiring related data of real-time charging or chargingreservation behaviors of a user from a charging navigation system or a charging reservation system; cleaning the related data, and converting the related data into a formatted data sample for creditevaluation model development; performing business logic analysis on the data sample, and selecting a variable capable of influencing credit as index data for credit evaluation model development; according to the index data, introducing a model algorithm to perform parameter training, establishing a credit evaluation model, and evaluating the established credit evaluation model; and converting thecredit evaluation model into a credit scoring system, pre-judging subsequent charging behaviors of the user by utilizing the credit scoring system, and executing related processing on the credit default user according to a pre-judging result. The method has the advantage that the charging behavior of the charging user can be effectively managed and supervised.

Description

technical field [0001] The invention relates to the technical field of electric vehicles, in particular to an electric vehicle credit evaluation method, device, equipment and medium. Background technique [0002] With the popularity of electric vehicles, many charging station operators and related developers have designed business logic for electric vehicle charging navigation, including: real-time charging navigation for electric vehicles, reserved charging for electric vehicles, daily charging forecast for electric vehicles, etc. . These designs are mainly aimed at the problem of how the user arrives at the station to charge, but in fact, a series of problems may arise after the user arrives at the station to charge, such as: the reservation is successful but the station is not charged, the reservation is canceled after the reservation is successful, and the car does not arrive after the charging is completed. These behaviors will affect the charging demand of subsequent ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/02G06Q30/06G06Q50/30
CPCG06Q10/02G06Q30/0609G06Q50/40
Inventor 汤平林松青张聪陈德旺沈镛蔡俊鹏
Owner FUJIAN NEBULA ELECTRONICS CO LTD
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