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Application data evaluation method and device based on intelligent decision, computer equipment and storage medium

A data evaluation and intelligent decision-making technology, applied in the financial field, can solve problems such as low efficiency, long review cycle, and manpower consumption, and achieve the effect of simplifying the review process, shortening the review cycle, and refining the review results

Pending Publication Date: 2019-10-08
PING AN BANK CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] Aiming at the problems of manpower consumption, long review cycle and low efficiency in the existing financial transaction business process, we now provide an application data evaluation method, device, computer equipment and storage medium based on intelligent decision-making aimed at improving review efficiency and reducing review manpower

Method used

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  • Application data evaluation method and device based on intelligent decision, computer equipment and storage medium
  • Application data evaluation method and device based on intelligent decision, computer equipment and storage medium
  • Application data evaluation method and device based on intelligent decision, computer equipment and storage medium

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Experimental program
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Embodiment 1

[0033] see figure 1 , a method for evaluating application data based on intelligent decision-making in this embodiment includes the following steps:

[0034] S1. The audit server obtains the application information of the target object, and the application information includes application data and business request data; the business request data includes: acquiring business requests, and / or installment review business requests, and / or e-commerce (O2O ) business request, each request corresponds to an identifier, and each identifier matches a corresponding business review process;

[0035] It should be noted that the application data evaluation method based on intelligent decision-making is mainly used in the transaction business of merchants or enterprises opened by banks, and the target object refers to merchants or enterprises. Conduct a review to determine whether the applying merchant is qualified to open transaction business (such as: card swiping, scanning code acquirin...

Embodiment 2

[0069] Such as image 3 As shown, an application data evaluation device 1 based on intelligent decision-making includes a review server, and the review server may include: an acquisition unit 11, a qualification review unit 12 and a business review unit 13; wherein:

[0070] The acquisition unit 11 is used to acquire the application information of the target object, the application information includes application data and business request data; the business request data includes: acquiring business request, and / or installment review business request, and / or e-commerce Business request, each request corresponds to an identifier, and each identifier matches a corresponding business review process;

[0071] It should be noted that: the application data evaluation device 1 based on intelligent decision-making is mainly used in the transaction business of merchants or enterprises that have opened banks, and the target object refers to merchants or enterprises. Information will be...

Embodiment 3

[0096] In order to achieve the above object, the present invention also provides a computer device 2, the computer device 2 includes a plurality of computer devices 2, the components of the application data evaluation device 1 based on intelligent decision-making in the second embodiment can be dispersed in different computer devices 2 Among them, the computer device 2 can be a smart phone, a tablet computer, a notebook computer, a desktop computer, a rack server, a blade server, a tower server, or a cabinet server (including an independent server, or a plurality of servers) for executing programs. server cluster), etc. The computer equipment 2 of this embodiment at least includes but is not limited to: a memory 21, a processor 23, a network interface 22, and an application data evaluation device 1 based on intelligent decision-making (refer to Figure 4 ). It should be pointed out that, Figure 4 Only the computer device 2 is shown with components - but it should be underst...

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Abstract

The invention discloses an application data evaluation method and device based on an intelligent decision, computer equipment and a storage medium. The application data evaluation method is characterized in that an auditing server carries out qualification auditing (i.e., qualification stage auditing) on the application data included in the application information according to the obtained application information of the target object, performs service auditing (i.e., service stage auditing) on the application data passing qualification auditing according to the service demand of the target object, according to a service request in the application information of the target object, selects the corresponding service auditing process according to the service demand of the target object, outputs the corresponding auditing result, and selects the corresponding service auditing process according to the service demand of the target object for auditing, thus simplifying the auditing process, auditing multiple services simultaneously, reducing the auditing period, and achieving the effect of refining the auditing result.

Description

technical field [0001] The invention relates to the financial field, in particular to an application data evaluation method, device, computer equipment and storage medium based on intelligent decision-making. Background technique [0002] When existing corporate shops or personal shops open financial transaction services, they need to go through multiple serial audits, which need to be audited one by one. The audit process is cumbersome and complicated, requiring a large number of audit personnel to audit, and the audit cycle is long and inefficient. Contents of the invention [0003] Aiming at the problems of manpower consumption, long review cycle and low efficiency in the existing process of opening financial transactions, we now provide an application data evaluation method, device, computer equipment and storage medium based on intelligent decision-making aimed at improving review efficiency and reducing review manpower . [0004] In order to achieve the above purpos...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/10
CPCG06Q10/103
Inventor 申冬亚鲍可铮曹峰郑宝兴靳振华
Owner PING AN BANK CO LTD
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