Distributed autonomous financing platform construction method based on block chain technology

Abstract

The invention discloses a distributed autonomous financing platform construction method based on a block chain technology. In the context of the conventional centralized Internet investment platform becoming increasingly unsuitable for the increasing demands of financial assets configuration efficiency and the continuous improvement of a system security threshold, introducing an emerging block chain technology to establish a system autonomous Internet financing platform which comprising a plurality of distributed homogeneous peer financial nodes; getting rid of a drawback that all the financing services in a conventional system, is subject to a unique system center node; and realizing the safe and efficient configuration of the financial assets with an operation mechanism of node mutual cooperation and system self-optimization. The method can be used for establishing a distributed financing Internet platform. According to the distributed autonomous financing platform construction method based on the block chain technology, the configuration transfer efficiency of money and the financial assets can be effectively improved, financing costs and investment risks are reduced, and investment income is improved.

Description

technical field [0001] The invention belongs to the field of Internet investment and financing and block chain technology, and specifically relates to a method for building a distributed autonomous investment and financing platform based on block chain technology. Background technique [0002] With the rapid development of Internet technology this year, investment and financing activities have begun a large-scale transfer from offline to online. There are endless investment and financing platforms on the Internet. Some are based on local governments and their main purpose is to raise funds from the public to develop public utilities. Some are based on social financial institutions and their main purpose is to raise funds from the public to develop self-operated businesses. The main purpose is to earn intermediate remuneration as an investment and financing intermediary; in order to attract customers, each platform has a variety of marketing concepts, such as various industri...

AI Technical Summary

Problems solved by technology

However, with the expansion of the application scale, the disadvantages of the centralized system gradually began to appear: on the one hand, all investment and financing businesses need to be reviewed and decided through the only central node, which makes the workload of the central node too heavy, making it difficult to The financing parties conduct careful review to bury corresponding financial risks; on the other hand, the security of the entire system depends on the central node. Once the central node is compromised, the collapse of the entire system will be inevitable. For large-scale centralized systems , had to spend a lot of money to maintain system security, which caused an increase in operating costs, and the rate of return of the system was not the same as that in the initial stage of system construction and expansion

More realistically, it is difficult to effectively supervise the investment and financing platforms under this centralized organizational structure, which has led to the emergence of many illegal investment and financing platforms, which are illegally raising funds in the name of investment and financing under the guise of high returns. They often run away with the money after raising a large amount of funds, or it is difficult to recover the investment funds from illegal operations. The famous Youqianbao.com, Tang Xiaoseng and other platforms have learned a lot.

[0004] Now not only Internet practitioners, but also a large number of the public have already recognized the above problems, but no one has found a good solution, until the emergence of blockchain technology, which is famous for its digital encryption currencies such as "Bitcoin", the situation began to emerge. turning point

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