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Insurance policy advance payment method and device, terminal and computer readable storage medium

A computer and policy technology, applied in the field of intelligent medical care, can solve the problems of high cost and low advance payment efficiency, and achieve the effects of improving efficiency, simplifying advance payment appointment process, and reducing costs

Pending Publication Date: 2022-07-01
蛮牛健康管理服务有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0004] In view of the above-mentioned shortcomings of the prior art, the purpose of this application is to provide a policy advance payment method and device, a terminal and a computer-readable storage medium, which are used to solve the problems of low advance payment efficiency and high cost in the prior art

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  • Insurance policy advance payment method and device, terminal and computer readable storage medium
  • Insurance policy advance payment method and device, terminal and computer readable storage medium
  • Insurance policy advance payment method and device, terminal and computer readable storage medium

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Embodiment Construction

[0040] The embodiments of the present application are described below by specific specific examples, and those skilled in the art can easily understand other advantages and effects of the present application from the contents disclosed in this specification.

[0041] In the following description, reference is made to the accompanying drawings, which describe several embodiments of the present application. It is to be understood that other embodiments may be utilized and mechanical, structural, electrical, as well as operational changes may be made without departing from the spirit and scope of the present disclosure. The following detailed description should not be considered limiting, and the scope of embodiments of the present application is limited only by the claims of the issued patent. The terminology used herein is for the purpose of describing particular embodiments only and is not intended to limit the application. Spatially related terms, such as "upper," "lower," "...

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Abstract

The invention provides an insurance policy advance payment method and device, a terminal and a computer readable storage medium. The insurance policy advance payment method comprises the following steps: when an advance payment reservation request is received, obtaining an advance payment number, identity information of an advance payment requester and communication information; when the advance appointment request satisfies an appointment condition, acquiring data information requesting advance; when the data information meets an advance payment condition, initiating a card binding signing request to the advance payment requester; after a card binding signing operation is completed according to an instruction of an advanced payment requester, issuing advanced fees to the advanced payment requester and obtaining an advanced payment voucher; initiating a financing request according to the advance number and the advance voucher; and when the financing request meets the financing condition, issuing financing money to the financing requester initiating the financing request. According to the method and the device, the cost in the advance payment process is effectively reduced, and meanwhile, the efficiency of advance payment, financing and claim settlement is improved.

Description

technical field [0001] The present application relates to the field of intelligent medical technology, and in particular, to a method and device for advance payment of an insurance policy, a terminal and a computer-readable storage medium. Background technique [0002] With the development of social economy and the improvement of people's awareness, more and more people are beginning to pay attention to their own safety and health. As the number of people buying insurance increases, insurance has become an increasingly integral part of our lives. [0003] In order to better serve the insured and ease the financial pressure of the insured, at present, for some insurance policies, third-party service providers can make advance payments for insurance matters. At present, most of the advance payments in the market are in the form of semi-outsourcing, and insurance companies have paid a sum of money to third-party service providers in advance for advance payments. After the cus...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/22G06Q40/08
CPCG06Q20/108G06Q20/22G06Q40/08
Inventor 颜德润周美燕崔晓雨
Owner 蛮牛健康管理服务有限公司
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