A method and system for canceling deposit certificates by using self-service equipment

A technology of self-service equipment and certificates of deposit, which is applied in the complete banking system, complete banking system, software of automatic teller machines, etc., to prevent tampering, improve efficiency, and promote development.

Active Publication Date: 2020-06-16
SHANGHAI RURAL COMML BANK
View PDF7 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] However, the existing smart teller machines can generally only handle bank card-related businesses, and time deposit slip-related businesses cannot be handled by smart teller machines at present.

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • A method and system for canceling deposit certificates by using self-service equipment
  • A method and system for canceling deposit certificates by using self-service equipment
  • A method and system for canceling deposit certificates by using self-service equipment

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0058] In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the specific implementation manners of the present invention will be described below with reference to the accompanying drawings. Obviously, the accompanying drawings in the following description are only some embodiments of the present invention, and those skilled in the art can obtain other accompanying drawings based on these drawings and obtain other implementations.

[0059] In order to make the drawing concise, each drawing only schematically shows the parts related to the present invention, and they do not represent the actual structure of the product. In addition, to make the drawings concise and easy to understand, in some drawings, only one of the components having the same structure or function is schematically shown, or only one of them is marked. Herein, "a" not only means "only one", but also means "more than one".

[0060] The presen...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention provides a method and system for performing deposit receipt account cancellation by means of self-service equipment. The method comprises the steps of obtaining a deposit receipt accountcancellation instruction input by a user, and obtaining deposit receipt information of a deposit receipt placed by the user; performing format recognition and true and false identification on the deposit receipt; when the format recognition and true and false identification are passed, detecting, recognizing and comparing element information in the deposit receipt information, and when the resultconforms to the preset condition, obtaining user passwords corresponding to the deposit receipt; judging the current state of the deposit receipt; when the deposit receipt is expired, sending the deposit receipt information needing to be canceled to a kernel account system through the Internet by means of the self-service equipment, and after the kernel account system performs deposit receipt account cancellation, extracting the capital of the amount corresponding to the money amount in the deposit receipt information through the self-service equipment. Self-service deposit receipt account cancellation is performed by means of the self-service equipment, the phenomenon that the user waits in line for a long time is improved, and therefore the user experience and efficiency are improved; the bank operating cost is lowered, and the network efficiency is improved.

Description

technical field [0001] The invention relates to the technical field of bank self-service terminals, in particular to a method and system for canceling deposit certificates by using self-service equipment. Background technique [0002] Counter service is the most commonly used and most direct service method of banks. With the increase in business handling demands, the operating pressure on the counters of the banking business halls is also increasing day by day, which leads to long queues and waiting for business at the counters of the banking business halls, which brings great stability to users. [0003] At present, with the gradual advancement of customer self-service, all banking business halls have been equipped with various intelligent teller machines. Smart teller machines can handle multiple businesses including account opening, credit card application, investment and wealth management, product signing, and living bill payment. Smart teller machines play an importan...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
Patent Type & Authority Patents(China)
IPC IPC(8): G07F19/00G06Q40/02
CPCG06Q40/02G07F19/206
Inventor 张桂泉唐静芝陶建林苏福江施建峰潘首道朱海滨孙启栓高云董晓光张峰
Owner SHANGHAI RURAL COMML BANK
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap