In-vehicle payment system and device

Abstract

The embodiment of the invention provides an in-vehicle payment system and device. The system comprises a mobile device, a shop system, a cloud platform and a payment system; the mobile device receives user load data containing vehicle identification information and user identification information and transmits to the cloud platform; the shop system identifies a consumer vehicle and generates order data, when the shop confirms that the user uses in-vehicle payment, the shop system transmits the vehicle identification information and order data to the cloud platform and asks the user to pay the order; the existence of the user load data corresponding to the vehicle identification information is confirmed through the cloud platform, the to-be-paid order data asked by the shop is informed the user to perform payment confirmation, the cloud platform receives user payment data and performs authentication and authorization on the payment system, and a payment result is returned to the shop system and the mobile device; and the shop system receives a paid notification and provides service for the user. The inconvenient that the user needs to get off the vehicle to queue and change in consumption can be avoided, and the risk of embezzlement can be reduced.

Description

technical field [0001] The invention relates to the field of communication technology, in particular to a system and method for in-vehicle payment. Background technique [0002] In the prior art, take a Taiwanese patented vehicle positioning system and electronic toll collection structure, patent number: TW200705318 as an example, it is an electronic toll collection method for expressways, through the vehicle terminal to sense the roadside equipment, and after obtaining the vehicle position, calculate The toll fee is directly deducted from the chip card of the vehicle terminal, but the chip card of the vehicle terminal must be stored in advance, and when the user is not the owner of the vehicle, it will cause a dispute over the fee. [0003] Take a Taiwan patent management method for parking that requires a fee, patent number: TW 454160 as an example, the user must dial to the back-end parking server with a mobile phone, and enter the parking time and car number information,...

AI Technical Summary

Problems solved by technology

[0006] The purpose of the embodiments of the present invention is to provide a system and method for in-vehicle payment, which is used to solve the problem in the prior art that the user needs to specify the payment account number in advance, and when the user is not the owner of the vehicle, it will cause disputes over fees

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