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Virtual card issuing method, device and terminal

A technology for virtual card and card issuance, applied in the field of network applications, can solve the problems of long time and high cost of card issuance, and achieve the effect of saving time and reducing costs

Active Publication Date: 2021-05-25
TENCENT TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] Based on this, it is necessary to provide a virtual card issuing method, device, terminal, and computer-readable storage medium for the traditional problem of high cost and long time for issuing cards, which can reduce costs and save time

Method used

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  • Virtual card issuing method, device and terminal
  • Virtual card issuing method, device and terminal
  • Virtual card issuing method, device and terminal

Examples

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Embodiment Construction

[0051] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0052] figure 1 It is a schematic diagram of an application environment for issuing a virtual card in an embodiment. Such as figure 1 As shown, the application environment includes a terminal 110 , a virtual card background server 120 , a card issuing server 130 , a third-party payment platform 140 , and an identity verification server 150 . The terminal 110 can communicate with the virtual card background server 120 , the card issuing server 130 , and the third-party payment platform 140 . The virtual card background server 120 can communicate with the card issuing server 130 , the third-party ...

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Abstract

The invention relates to a virtual card issuing method and device. The method includes the following steps: receiving an application request for a virtual card and required application information; sending the application information to a card issuing server; if the verified user is the first card user, issuing a video face-to-face signature; receiving and responding to the obtained information from the video face-to-face face-to-face information; send the face-to-face information and application information to the identity verification server; receive the verification results of the face-to-face information and application information; send the verification results and application information to the card issuing server, and obtain the card code if the card is issued and the main card number, signal the main card number to obtain the signaling of the main card number, send the signaling of the main card number and the card code number to the mobile communication identification in the application information, or receive the signaling and the main card number sent by the card issuing server card code and send it to the terminal. The above-mentioned virtual card issuing method starts video face-to-face signing, and does not require the user to go to the counter to handle and make a physical card, which reduces costs and saves time.

Description

technical field [0001] The invention relates to the field of network applications, in particular to a virtual card issuing method, device, terminal, and computer-readable storage medium. Background technique [0002] With the development of network technology and e-commerce, people purchase needed items through the Internet, and realize payment through bank cards, etc., which greatly facilitates the convenience of people's purchase of items. In order to realize payment by bank card, etc., it is necessary to apply for a bank card. Traditionally, to apply for a bank card, users need to bring their original ID documents to the bank counter for processing, and require the user to sign in person. After verification by the card issuing bank, the corresponding physical card is made. The whole process is costly and takes too long. Contents of the invention [0003] Based on this, it is necessary to provide a virtual card issuing method, device, terminal, and computer-readable sto...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/34G06Q20/38
CPCG06Q20/351G06Q20/3823
Inventor 郭懿心韦德志杨耿彬郑伟涛吴文勤
Owner TENCENT TECH (SHENZHEN) CO LTD
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